Credit Appraisal Project Report MBA

[pooja]

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Hii sir, Will you Please Provide me the Sample Project Report on the Credit Appraisal for the MBA Final Year Project ?

[pawan]

As you Asking for the Sample Project Report on the Credit Appraisal for the MBA Final Year Project Here I am giving you the Sample Project Report on the Credit Appraisal System of SME Axis Bank The Details Are As follow

Credit Appraisal
Credit Appraisal is the process of evaluating the worthiness of a proposal and decide whether to provide the type of credit facility the borrower has asked for. The process includes evaluating the current financial status, appraisal of projected cash flows, fund flows, P & L .and Balance sheets, along with evaluating the purpose .for which the facility has been availed for.

Objectives :

Gathering information about the SME and it's operations. Studying various aspects of the companyas under:

Turnover of the company, major customers and suppliers along with industry/ market profile.

The capacity and quality of the plant and machinery, checking for availability of the
resources like land, raw material etc.

The technology proposed to be used by the company, to check whether it is new or a wellaccepted

one and whether the technology is in compliance with the industry standard or not.
General profile of the company and the directors/proprietor and the company's past
dealings with bank are also considered.


Sample Project Report on the Credit Appraisal for the MBA Final Year Project