Corporation Bank Gross NPA

Can you tell me what Gross NPA is? Also provide me the Gross NPA 2015 of Corporation Bank?

[pawan]

Gross NPA is basically Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account + Total provisions held.

Gross NPA is the total number of NPAs of the bank simply added. Bank would continuously assess this by evaluating their loan payments and decide the NPAs.

Corporation Bank Gross NPA

NPA Ratios: (in Rs. Cr.)

Dec '15 Sep '15

i) Gross NPA 10,706.97 7,729.07

ii) Net NPA 6,896.59 5,047.22

i) % of Gross NPA 7.32 5.32

ii) % of Net NPA 4.84 3.54

Return on Assets % -0.7 0.35

Interest Earned
(a) Int. /Disc. on Adv/Bills 3,514.35 3,752.56
(b) Income on Investment 1,065.55 1,042.49
(c) Int. on balances With RBI 5.42 2.98
(d) Others 155.8 204.88
Other Income 417.41 431.75

EXPENDITURE
Interest Expended 3,734.23 3,841.61
Employees Cost 345.9 349.37
Other Expenses 379.35 381.12
Depreciation -- --
Operating Profit before Provisions and contingencies 699.05 862.55
Provisions And Contingencies 1,880.96 563.76
Exceptional Items -- --
P/L Before Tax -1,181.92 298.79
Tax -793.54 110.18
P/L After Tax from Ordinary Activities -388.38 188.6
Prior Year Adjustments -- --
Extra Ordinary Items -- --
Net Profit/(Loss) For the Period -388.38 188.6
Equity Share Capital 204.5 198.87
Reserves Excluding Revaluation Reserves -- --
Equity Dividend Rate (%) -- --

ANALYTICAL RATIOS
a) % of Share by Govt. 67.2 69.11
b) Capital Adequacy Ratio - Basel -I -- --
c) Capital Adequacy Ratio - Basel -II 12.07 12.28

EPS Before Extra Ordinary
Basic EPS -3.9 2.25
Diluted EPS -3.9 2.25

EPS After Extra Ordinary
Basic EPS -3.9 2.25
Diluted EPS -3.9 2.25