#1
8th September 2015, 09:03 AM
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Citibank Available Credit Limit
I want to know the available Credit Limits of Citibank so can you please tell me? Can I apply to increase the limits of Credit card?
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#2
8th September 2015, 11:45 AM
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Re: Citibank Available Credit Limit
Citibank is the consumer division of financial services multinational Citigroup. Citibank was established in 1812. Its head quarter is located in New York City, United States. Credit Limits When you are approved for credit, the creditor puts a credit limit on your account. This is the maximum balance you can carry. Each card issuer has its own standards for setting credit limits. Some factors that may affect their decision are: Your monthly income Current debt (other credit cards, car loans, student loans, etc) Home ownership Length of residence at your current address Number of times you've applied for credit How much credit you need or use You may ask your credit card company to increase your credit limit. You may qualify for a higher credit limit if your income has increased or your debts have decreased. You may also qualify if you always pay on time, pay more than the minimum payment due or pay your balance in full. |