#1
19th September 2016, 04:40 PM
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CAPF Long Term Disability
Can you tell me in detail about the Enhanced Individual Plan (EIP) - Full Time Safety as offered under Individual LTD Plans by California Association of Professional Firefighters (CAPF)?
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#2
19th September 2016, 05:15 PM
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Re: CAPF Long Term Disability
CAPF or California Association of Professional Firefighters provides superior Long Term Disability Coverage to over 16,000 Fire Service Participants – since 1985. The details about the Enhanced Individual Plan (EIP) - Full Time Safety as offered under Individual LTD Plans by California Association of Professional Firefighters (CAPF) are as follows: Monthly Cost $24.50 per month - payment options: monthly bank draft, credit card or annual billing Eligibility for Enhanced Plan Must be an active, full-time Safety member of a fire department or association under a Safety Retirement system (CalPers, County Act 1937, or Municipal Plan) Percentage of Wages Protected 100% of wages for Catastrophic Disabilities for up to 30 months, then 80% (70% if IOD) 80% of wages Non-Industrial Disability 70% of wages Industrial Disability (75% with deductible income) (No Workers' Compensation permanent disability offsets) Maximum Benefit of $10,000 per month, tax-free Benefit Period Lifetime Coverage of Sickness, Accident, & Pregnancy (Industrial disabilities and Non-Industrial disabilities) Freeze of Personal Leave Option After 60 calendar days Details of Individual LTD Plans by CAPF |