Btech irda

I have completed BTECH and I need Surveyors Training Curriculum/ syllabus issued by Insurance Regulatory and Development Authority?

[Rajkumar Agarwal]

As you completed BTECH program and need Surveyors Training Curriculum/ syllabus issued by Insurance Regulatory and Development Authority, here I will get it for you.

Basic Introductory Syllabus
Development of General Insurance
1. Origin - Definition of risk, how and why risks are accepted, Theory of probability
2. Development and growth - marine Insurance, Formation of traders groups at Lloyd's London, conversion of such groups to companies, development of other insurance (fire, accident, miscellaneous, engineering, etc.)
3. Present status of insurance in India - Start of Insurance in India, Nationalisation of Insurance in 1972, Growth since Nationalisation, Formation of IRDA, IRDA Act, 1999, Licensing of new insurance companies, General Insurance Industry in India today
4. Development and Growth of Surveyors and Loss Assessors profession - Original practices, licensing regulations, 1970, renewal of license, Surveyors and Loss Assessors Regulations, Code of Conduct, Categorisation of surveyors, Present status of profession in India
5. Types of Insurance available in India - Fire, Marine cargo, Marine Hull, Engineering, Motor, Miscellaneous, LOP

Technical Inputs (Insurance Related)
1. General Principles of Insurance
a. Indemnity
b. Insurable Interest
c. Under Insurance
d. Contribution & Subrogation
e. Proximate Cause
2. Underwriting Practices of different insurances
a. Policy terms
b. Exclusions
c. Conditions
d. Warranties and clauses
3. Types of Losses
a. Total Loss
b. Partial Loss
c. Constructive Total Loss
d. Consequential Loss

Technical Inputs (Others)
1. Hazards and Risk exposure based on the layout of different industries.
2. Techniques of taking photographs for assessment of the loss with special emphasis on damage parts.
3. Risk Exposure to the financial market transactions

Loss Assessment
1. Analysis and Measurement of Damages
2. Application of Depreciation
3. Segregation of affected properties from unaffected properties
4. Concept of wear and tear
5. Testing methods
6. Knowledge of Measuring instruments
7. Physical and Chemical properties of material that trigger losses and extent of such losses
8. Process of Repairs
9. Replacement of parts vis-à-vis Repairing
10. Pricing of Spare Parts and Labour schedules
11. Evaluation of used properties, machineries, vehicles, etc.
12. Evaluation of Salvage

Accounting Inputs
1. Methods of Accounting
2. Book keeping
3. Accounting of taxes
4. Trading and profit and Loss Account Statements
5. Interpretation and Reconstruction of Balance Sheet
6. Internal Control Systems of various organsiations

Loss Minimisation Inputs
1. Methods of storage and segregation of damaged goods.
2. Methods of Salvage Disposal
3. Protection of property after loss

Legal Inputs
1. Insurance Contracts
2. Insurance Act
3. IRDA Regulations relating to surveyors
4. IRDA Regulations relating to policyholders
5. Indian Penal Code
6. Indian Contracts Act
7. Consumer Redressal

Skills of Investigation
1. How to find the cause of loss
2. How to differentiate between accidental damages and wear and tear damages
3. How to identify fake & exaggerated claims and deliberate damages
4. How to recognize spurious parts, fake documents and accounts

Report Writing
1. Structure of Report
2. Documentation, findings, references
3. Maintaining confidentiality
4. Obtaining insured's concurrence

Management and Communication Skill
1. Negotiation and Communication Skills
2. Time Management
3. Record Keeping

Address:-
Insurance Regulatory and Development Authority
3rd Floor, Parisrama Bhavan, Basheer Bagh HYDERABAD 500 004
Telangana State (INDIA )

Phone:-
(040) 23381100