Bristol West Coast National Insurance Company

Can you tell me in detail about the Texas Insurance Products offered by Farmers Insurance Group of Companies of Bristol West Insurance Group?

[Shaleen]

Bristol West is a member of the Farmers Insurance Group of Companies, the third largest insurer in the U.S. It offers a wide variety of home, life, specialty, commercial and auto insurance products and services across the United States.

TEXAS INSURANCE PRODUCTS

PRIVATE PASSENGER AUTO INSURANCE

Bristol West Insurance Group offers a wide range of coverage options.
The independent insurance sales center representative can assist in choosing the coverages for individual situation.

COVERAGES OFFERED:
1. Bodily Injury liability coverage provides compensation up to a limit selected by one if one is involved in an accident and cause bodily injury to others.

It also provides with a defense if one is sued by another person for one’s bodily injury.

It provides with the state minimum liability limits of $30,000 per person and $60,000 per accident, or it can offer the coverage with liability limits up to $250,000 per person and $500,000 per accident.

2. Property Damage liability coverage provides compensation up to a limit selected by one if one is involved in an accident and cause damage to another person's property.

It provide one with the state minimum liability limits of $20,000 or one can offer the coverage with liability limits up to $100,000.

3. Personal Injury Protection is coverage for own injuries without regard to fault.

It is required by law to offer this coverage and one can provide with limits up to $10,000. One is permitted to reject this coverage.

4. Uninsured/Underinsured Motorist Coverage compensates one up to limit selected by one, for bodily injury caused by an auto accident, where the other driver does not stop to identify oneself, or where the other driver does not have enough insurance to compensate one for once injury.

We are required by law to offer the coverage.

5. Uninsured/Underinsured Motorist Property Damage Coverage compensates, up to a limit selected by one, for property damage caused by an auto accident, where the other driver does not stop to identify oneself, or where the other driver does not have enough insurance to compensate for one’s damage.

6. Collision Coverage pays for damage to vehicle caused by collision with another vehicle or object, regardless of fault.

It provides coverage up to a maximum vehicle value of $70,000. It offers several deductible options.

7. Comprehensive Coverage pays for damage to vehicle because of causes other than collision, such as vandalism, theft, wind, hail, and water.

It provides coverage up to a maximum vehicle value of $70,000. It offers several deductible options.