#1
9th December 2016, 05:25 PM
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BPLR Rate Of PNB
I want to know the latest BPLR rate of Punjab National Bank PNB so can you please tell me?
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#2
9th December 2016, 06:04 PM
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Re: BPLR Rate Of PNB
The latest BPLR rate of Punjab National Bank PNB is 14 %. PNB BPLR - 14 % ( w.e.f. 01.05.2012) Existing borrowers have the option to continue with the existing BPLR System till expiry of their existing contract with the bank or shift to the Base Rate System for which they may contact the concerned branch. Lending rate structure for retail segment Term Premium (TP) of 0.50% is to be added where specifically mentioned Housing Finance to Individuals including NRIs / Flexible Housing scheme @ S.No. Scheme A. Under Floating Rate Option BR B. Under Fixed Rate Option BR+0.50% C. OD Facility to Existing Housing Loan Borrowers BR+0.50% The aforesaid rates of interest under floating option will also be applicable in: The fixed rate of interest option of Housing Loans, disbursed on or after 01.08.2006, will be subject to reset clause of five years on all repayment tenors except tenor upto 05 year. Extra 0.50% rate of Interest on card rate will be charged in a/cs in respect of 3rd or subsequent house /flat in case classified under CRE. Earnest Money Deposit Scheme BR Personal Loan to Pensioners Less Than 3 yrs 3 Yrs. & above Demand and Term Loan BR+2.50% BR+2.00%+TP Overdraft BR+2.50% BR+2.00%+TP Loan against mortgage of Immovable Property Less than 3 yrs BR+1.65% to BR+5.40% depending on Risk Rating /PNB Score For Term Loans repayable in 3 years & above, Term premium of 0.50% shall be added. Concession in Rate of interest will be given on the basis of realizable value of Immovable property offered as security as given hereunder Available Realizable Value of IP Concession in ROI Concession in ROI Above 200% & upto 250% of loan amount 0.25% Above 250% & upto 300% of loan amount 0.50% Above 300% of loan amount 0.75%% Customer service: 1800 180 2222 |
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