Best Credit Card India

Can you list me some of the best Credit Cards in India today as I want to apply for one of them, please help me and guide me about it?

[Shaleen]

Some of the best Credit Cards in India today are as follows:

ICICI Instant Platinum Credit Card – Good for Shopping

Advantages
– Ideal credit card for shopping.
– There is no joining fee or Annual fee for ICICI Instant Platinum Credit Card.
– Subscribers of this card can avail Rs 200 off on movie tickets every month.
– 15% discount at leading restaurants
– Points collected can be used redeem attractive gifts from specified centers.

Standard Chartered Platinum Rewards Credit Card

Advantages
– Customers can avail 5 points for every Rs 150 spent at specified dining restaurants.
– Avail 5 points for Rs 150 spent on fuel.
– Earn 5 reward points for every Rs.150 spent at hotels.
– No entry or annual charges if this credit card is applied online.
– One can also get 1500 reward points after first five transactions.
– This is a good credit card for people who dine out often.
– This is also a good credit card for corporates/companies who can give this card to employees who’d like to put their expenses on the card.

Standard Chartered Inner Circle Titanium Credit Card

Advantages
– Standard Chartered is globally accepted so one can shop freely at one’s convenience.
– Card payments can be made wither online or even at cheque collection boxes
– The Standard Chartered Inner Circle Platinum Credit Card can also be used to purchase railway and airline tickets.

Citibank Platinum Credit Card – Good Credit Card For Travel
Advantages
– There is no joining fee or annual charges for this card.
– One can find out the rewards earned for one’s card by sending a sms to REWARDS XXXX to 52484*.XXXX denotes the last digits of one’s credit card number.

Indian Oil Titanium Citibank Credit Card
Advantages
– There is no annual fee to be paid if you spent Rs 30000 or more on this card in a year. But subscribers who have not spent Rs 30000 will have to pay an annual fee of Rs 1000.
– One can redeem your points for free fuel
– One can check your points by sending a sms to REWARDS XXXX’ to 52484. XXXX denotes the last digits of one’s credit card number.

SBI Gold Credit Card – Good Card For Paying Utility Bills

Advantages
– SBI Gold Card is accepted worldwide and can be used in over 24 million outlets.
– One can withdraw cash at VISA/MasterCard ATMs. You can withdraw 2.5% of withdrawal amount or 300/- (WIH) per transaction.
– One can book your railway or airline tickets online or at the counter using SBI Gold Card.
– Bill payments can be done online but one can also opt for cheque drop box facility.
– Good credit card for paying bills on a regular basis.

Yatra SBI Credit Card – Good For Travel, Bill Payments

Advantages
– One can earn 6x Points on making purchasing at Yatra.com or grocery stores using this card.
– One can redeem your points to purchase vouchers from Yatra.com
– One earn 6x Bonus Points on tickets purchased from Yatra.com
– Yatra SBI card also gives access to premium MasterCard airport lounges in India.
– Bill payments can be done online but one can also opt for cheque drop box facility.
– One can avail fuel surcharge waiver of Rs 100 every month. But to avail this one has to purchase fuel between Rs. 500 and Rs. 3000 every time per transaction.