Bank P.O Interview Questions

Please provide me the list of questions asked in the Bank P.O Interview as I am looking for the same ?

[Kiran Chandar]

As you want I am here providing you the questions that frequently asked in the Bank P.O Interview.

Some of the questions :

What is the difference between cheque and Demand Draft?
What is sensex and NIFTY?
Tell me Something about Yourself
What is Repo rate and Reverse Repo Rate?
Any Ideas to improve Banking services…?
What are the important products or schemes launched by various banks recently?
IMPS
What is subprime crisis?
Who are the deputy governors of RBI?
How is your professional knowledge useful for our organization?
What is a fixed deposit? (min and max periods for the same.)
What is Dubai Crisis?
What are the functions of RBI?
What is a Debit card & a Credit card..?
TDR/STDR?
What are NBFCs?
What are your hobbies?
What is prime lending rate?
Who is your role model?
Are you a team player?
Different types of A/Cs and their features?
Why should I hire you?
What is an ATM?
What is Bank rate?
Tell us about your extracurricular activities.
What is Call money rate?
Online Banking?
How is your professional knowledge going to be useful for the bank?
NEFT/RTGS
What is Plastic currency?
What is e-commerce?
Do you have any location preferences?
What is PO’s?
What is Reverse repo?
What is your long-term objective?
What will you do if you get a better offer?
Will you relocate?
What is m-commerce?
Mobile Banking?
What is a gift card?
What is an NPA?
What is your greatest strength?
What is repo rate?
What is CBS?
What is your weakness?
What is ‘Green Channel’?
Where do you see yourself, five years from now?
Do you handle pressure well?
Q’s related to your achievements?
What are the basics of Monetary policy?
Who is the Governor of RBI/chairman of SBI?
What is marketing?
What are your short-term goals?
SAFRAESI Act
What other career options do you have?
What goals do you have in your career?
How do you plan to achieve these goals?
What do you know about banking?
What is a Bank?
Why do you want to work in the Banking industry?
What do you know about our company? (Should have an idea about important products from various banks, tag lines etc…)
Why are you interested in our company?
Why don’t you join some private company?

Hii sir, I have cleared the Bank PO Examination, and preparing for the second phase interview therefore please tell me what questions are asked in the Examination ?

[Kiran Chandar]

Congratulation , for clearing the IBPS PO examination here I am giving you the questions that Are frequently asked in the interview .

Why you want to enter in Banking industry
Because this industry is growing steadily and there would be no limit to my career growth. Further I need stability in my career.


Why are you not working anywhere from past 6 months ?
As competition in banking exams in fierce, I was preparing for bank exams and a job could distract me from my mission. I concentrated on bank exams preparations only.

Can you shift to another city ?
Yes, this job means a lot to me. I can move anywhere.

Why you left your previous job ?
I can see a better and properous career in banking industry.

Why don't you join your father's business ?
He is not making much money so he ordered me to do a job.


What is CRR
Cash Reserve Ratio is percentage of customer's deposits with commercial banks that they need to deposit with RBI. Right now it's 4%.

What is SLR
Statutary Liquidity Ratio is the percentage of liabilities and time deposits that commercial banks need to keep with them in form of Cash, Gold or Government approved securities. Right now SLR is 22%

What is Bank rate
Rate at which RBI lends money to commercial banks without any security.

What are open market operations
Buying and selling of government securities and bonds in open market by Government to maintain desired liquidity levels.

What is Sensex and how it is calculated


What is CP ?
Commercial paper is a short term unsecured debt instrument.

What are various services provided by a commercial bank ?

Lockers
Safe custody of funds
Advancing loans
Fund transfers
Periodic payments
Underwriting of shares
Dealing in foreign exchange
Discounting of loans
Overdraft

What is PPF
Public Provident Fund is a tax saving investment for individuals.

Features :-

Number of deposits per year - 1 to 12
Minimum deposit - Rs 500
Interest received is tax free
Investment is exempted under section 80