#1
23rd August 2012, 02:06 PM
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Bank of Baroda Home Loan Review
I need to take loan from Bank of Baroda. Can you mention me brief details of home loan products of Bank of Baroda?
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#2
24th August 2012, 03:43 PM
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Re: Bank of Baroda Home Loan Review Bank of Baroda offers Home loan for the following purposes Construction of house. Repaying a loan already taken from other Housing Finance Company / Bank. Purchase of new / old dwelling unit. Purchase of plot of land for construction of a house. Repayment period up to 25 years I am giving the interest rate of the Bank for Home loan Go through it. Loan Tenure to 30 Lac > 30 lac - 75 lac 5 y Base Rate + 0.25% Base Rate + 0.50% Over 5y & upto 15y Base Rate + 0.25% Base Rate + 0.50% Over 15y & upto 25y Base Rate + 0.25% Base Rate + 0.50% Some people consider the home loan as the best among any other home loans given by Nationalized Banks. Some customers are not satisfied with the interest rates. |
#3
8th December 2015, 05:16 PM
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Re: Bank of Baroda Home Loan Review
Hii sir, I wants to apply for the home loan in bank of baroda please provide me the details of the Home loan policies of the baroda bank ?
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#4
8th December 2015, 05:17 PM
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Re: Bank of Baroda Home Loan Review
As you asking for the Hoame loan schemes of the baroda bank the details of the bank of baroda home loan policies are given below: Home Loan is available for: Purchase of new / old dwelling unit. Construction of house. Purchase of plot of land for construction of a house. Repaying a loan already taken from other Housing Finance Company / Bank. Repayment period up to 30 years (floating rate option). Margins : Category of Home Loan LTV (%) Margin (%) Upto Rs.30 lakh 90% 10% Above Rs. 30 lakh and upto Rs. 75 lakh 80% 20% Above Rs. 75 lakh 75% 25 In case of Salaried: Â Monthly Income Modified Criteria Up to Rs. 20,000/- 36 times of monthly income More than Rs.20,000/- & up to Rs. 1 lac 48 times of monthly income More than Rs. 1 lac 54 times of monthly income Interest rates : Interest Rate (Floating) 9.65% Processing Fees Nil Loan Tenure 30 years Pre-closure Charges Nil Documents required : Signed application form with photograph ID and residence proof Last 3 months bank statements Latest Salary certificate/ Last 3 months Salary-slips Documentation for salaried applicants: Form 16/Income tax returns (2 years) Documentation for self-employed applicants: Income Tax Returns for latest year More details you may contact to the nearest branch of the bank of baroda |
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