Bank of America DFAST

Can you provide information about Dodd-Frank Act Annual Stress Test (DFAST) of Bank of America? Can I get information related to Dodd-Frank Act Annual Stress Test (DFAST) on website of Bank of America?

[Rajkumar Agarwal]

As you are looking for information about Dodd-Frank Act Annual Stress Test (DFAST) of Bank of Ameica, so here I am providing following information:

BANK OF AMERICA DODD-FRANK ACT ANNUAL STRESS TEST (DFAST)

Supervisory Severely Adverse – BAC Capital, Risk-Weighted Assets, and Balance Sheet

Capital Ratios Actual Ratios Hypothetical Stressed Hypothetical
at 9/30/14 Ratios at 12/31/16 Stressed Min. Ratios2

Tier 1 Common Capital Ratio 11.3% 8.6% 8.1%
Common Equity Tier 1 Capital Ratio 12.0% 8.3% 7.8%
Tier 1 Capital Ratio 12.8% 9.0% 8.5%
Total Capital Ratio 15.8% 11.6% 11.1%
Tier 1 Leverage Ratio 7.9% 6.1% 5.9%

Capital/Risk- Actual Balances Balances Balances at
Weighted Assets at 9/30/14 at 12/31/16 Capital Ratio Minimum3
Tier 1 Common Capital $141.4 $97.4 $94.3
Basel 1 Risk-Weighted Assets 1,254.2 1,135.7 1,159.8
Common Equity Tier 1 Capital 152.4 104.3 100.4
Basel 3 Risk-Weighted Assets 1,271.7 1,265.1 1,293.6

Balance Sheet Actual Balances Balances Balances at Common
at 9/30/14 at 12/31/16 Equity Tier 1 Capital
Ratio Minimum

Total Assets $2,126.1 $2,006.7 $1,979.1
Deposits 1,114.3 1,165.8 1,134.9