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13th April 2016, 02:12 PM
Bajaj Car Loan

Hello sir, I am Ronit Roy. I am from Mumbai. I want to buy a car and I want you to help me by giving me some information about the car loans offered by Bajaj Finance. Can you give me some details about it?
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13th April 2016, 02:12 PM
Super Moderator
Join Date: May 2012
Re: Bajaj Car Loan

As you have asked about the car loans offered by Bajaj Finance, I want to tell you that Bajaj Finance does not offer any loans particularly for cars.
However, you can take a personal loan from Bajaj Finance for the car.
I ma giving you some features about the Bajaj Personal loan:
It ensures as a standard that funds are at your disposal within 72 hours of the Personal Loan approval. This is the fastest turnaround time by any NBFC in India.

You can apply for a Personal Loan online from Bajaj Finserv up to Rs.25 lakh and repay it at your ease by opting for tenures ranging from 24 months to 60 months.

There are times when you may have some extra cash in hand, you can then choose to pre-pay a part of your Personal Loan amount which would not only reduce your overall tenure/EMIs but also help you close your Personal Loan quickly. There are no extra charges or fees for pre-payment facility.

These points will help you understand part-prepayment better:

You can pre-pay up to six times in a calendar year
The minimum pre-payment amount cannot be less than the sum of 3 EMIs.
There is no maximum limit for the pre-payment amount for Personal Loan.

You can also avail Flexi Loan, a flexi payment facility for your existing Personal Loan with which you get a benefit of saving interest cost by pre-paying any additional funds that you may have, without any interest being charged on the part-paid amount.

Flexi loan account is an industry first facility extended by Bajaj Finserv. The advantage of the product is that you can pre-pay and drawdown money within the drop-line facility using a self-service process, which is easy and hassle-free.

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