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  #2  
6th July 2015, 08:55 AM
Super Moderator
 
Join Date: Apr 2013
Re: Andhra Pragathi Grameena Bank Gudur

Andhra Pragathi Grameena Bank was established back on the date of June 1, 2006 and it is a regional rural bank in India. It was established in 2006 as a Scheduled Commercial Bank as per Regional Rural Banks Act of 1976 to provide banking facilities in Rayalaseema region.

Syndicate Bank amalgamated three rural banks namely Sri Anantha Grameena Bank, Pinakini Grameena Bank and Rayalaseema Grameena Bank to form Andhra Pragathi Grameena Bank.

Interest Rates on Deposits:
Interest rates on domestic term deposits w.e.f. 01.06.2015.

S.No Period Of Deposit Interest rates (% PA) w.e.f 01.06.2015
For all Domestic Term deposits, Irrespective of Size of the Deposit
1 0 days to less than 7 days --
2 7 days to 14 days 6
3 15 days to 29 days 7
4 30 days to 45 days 7.5
5 46 days to 60 days 7.5
6 61 days to 90 days 7.5
7 91 days to 119 days 7.75
8 120 to 179 days 8
9 180 days 8.25
10 181 days to 270 days 8.25
11 271 days to 364 days 8.5
12 365 days to 499 days 8.75
13 500 days to 554 8.75
14 555 days 9
15 556 to 749 days 8.75
16 750 days 8.75
17 751 days to below 3 years 8.75
18 3 years & up to 5 years 8.75
19 Above 5 years & up to 10 years 8.75

INTEREST RATES ON NON-RESIDENT EXTERNAL (RUPEE) TERM DEPOSITS APPLICABLE from 01.06.2015

Period Revised interest rates effective from
1 year and above but less than 2 years 8.75
2 years and above but less than 3 years 8.75
3 years and above but less than 4 years 8.75
4 years and above but up to 5 years 8.75
5 years Only 8.75

INTEREST RATES ON FCNR(B) TERM DEPOSITS IN "US DOLLARS" W.E.F. 01.06.2015 to 30.06.2015.
S.No CURRENCY PERIOD APPLICABLE INTEREST RATES (% p.a.) for deposits opened w.e.f.01.06.2015 TO 30.06.2015
1 USD 1 year and above but less than 2 years 2.5
2 USD 2 years and above but less than 3 years 2.86
3 USD 3 years and above but less than 4 years 4.2
4 USD 4 years and above but less than 5 years 4.44
5 USD 5 years only 4.64

Interest Rates on Loans:
Interest Rates On Loans & Advances as on 22.09.2011
ii) ODC/ODJ/ODH

PURPOSE INTEREST RATE (% p.a.)
A. FARM SECTOR
I. Short Term Loans xxx
1.Crop/Pragathi KCC/Rythu Mitra Groups / Joint Liability Groups / JL Agriculture xxx
i. During Interest Subvention Period
a) Upto & inclusive of Rs. 3.00 lakhs 7
b) Above Rs. 3.00 lakhs 14.5
ii. Beyond Interest Subvention Period
a) Upto & inclusive of Rs.25.000/- 11.5
b) Above Rs.25,000/- &upto & inclusive of 11.50+2.00% OD interest
Rs. 50,000/-
c) Above Rs.50000/- & upto & inclusive of 12.50+2.00% OD interest
Rs.1.00 lakh
d) Above Rs.1.00 lakh & upto & inclusive of 13.50+ 2.00% OD interest
Rs.3.00 lakhs
e) Above Rs. 3.00 lakhs 14.50+2.00% OD interest
2. Produce Loans xxx
a) Upto & inclusive of Rs.2 lakhs 10.5
b) Above Rs.2.00 lakhs 11
II. Agricultural Term Loans Xxx
1. Agriculture Term Loans & Allied Activities
a) Upto & inclusive of Rs.50000/- 13
b) Above Rs.50000/- 13.5
2. APMIP 13
3. Pragathi Capital Investment Scheme for Organic Farming 13
4. Pragathi Agri Business & Clinic Centres 14
5. Pragathi Land Purchase Scheme As applicable to Agl. term loans
6.Rescheduled Loans As applicable to Agl. Term loans
The above rates under Agriculture Term Loans are applicable to all Agriculture Term Loans other than those specifically mentioned.

B. INDIRECT FINANCE TO AGRICULTURE
a) Finance to APFSCS i) ST/MT/LT 10.5
ii) ODC/ODj/ODH 13
b) Loans/Working Capital limits to Dealers of inputs to Agriculture (fertilizers, pesticides, seeds, minor and micro irrigation equipment, etc.) As under C (for Non Farm sector advances)

C. NON FARM SECTOR
1. Retail Trade, Small Business, Small Scale Industries, SME Sector, Road Transport Operators, GCC etc. (Working Capital & Term Loans)
A) Upto & inclusive of Rs.50000/- 13
B) Above Rs.50000/- & Upto & inclusive of Rs.1.00 lakh 13.5
C) Above Rs.1 lakh & Upto & inclusive of Rs.2.00 lakhs 14
D) Above Rs.2.00 lakhs 15
The above rates under Non Farm Sector are applicable to both Priority and Non Priority Sector advances other than those specifically mentioned.

D. OTHER PRIORITY SECTOR LOANS xxx
1. Self Help Group Loans [SHGs] (irrespective of any amount) 14
2. Education Loans xxx
A) Upto & inclusive of Rs.4.00 lakhs 13
B) Above Rs.4.00 lakhs 14.5
3. Housing Loans to public (incl. under Gruhini, Rajiv xxx
Gruhakalpa, Pragathi Farm House, Individual Housing
Loans under Indiramma Schemes)
A) Upto repayment period of 5 years 10.5
B) Above 5 years & upto 10 years 11
C) Above 10 years 11.5
4. Vehicle Loans (2/3/4 wheelers) to Professional & Self xxx
Employed persons/Business people, Salaried persons
A) Upto Rs.3.00 lakhs 14
B) Above Rs.3.00 lakhs 15
5) Pragathi Doctors’ Plus 11
6) Pragathi Solar Home Lighting/Heating System
Normal Scheme 11

Under JNNSM 5

7) Pragathi Swarojgar Credit Card Scheme 13
8) SGSY/ Rajiv Yuvasakthi/Other Govt sponsered schemes As applicable to purpose of loan & quantum
9) Loans under DRI 4

E. NON PRIORITY SECTOR LOANS xxx
1) Loans/OD against approved securities like NSCs, LIC policies 14
2) Personal Banking Loans to employees xxx
a)Employees drawing their salaries through our Bank 15
b) Employees drawing their salaries through other Banks 18
3) Branch Premises loans 14
4) Jewel Loans (non agrl) 14
5) BGs paid (incl. OD interest) 18
6) Commercial complexes/School or College buildings, etc. 18
7) Multi Purpose Mortgage Loans 16
8) Pragathi Rent Plus 16
8) CDD – Discount to be collected by way of interest Xxx
(both priority & non priority)
a) for a minimum period of 10 days @ 16
b) From 11th day (quarterly compounded) @ 18
9) Debit Balances in SB/Current A/cs 18
10) Loans on Deposits / ODDs Xxx
a) Against Nitya Nidhi Deposit 11
b) Against other term deposits 2.00 above the deposit rate without any ceiling
c) Against term deposits prematurely withdrawn within 15 days 15

OVERDUE/PENAL RATES OF INTEREST
A. Overdue interest rate over the applicable normal rate
i) DRI Advances Nil
ii) Aggregate Credit Limits not exceeding Rs.5000/- in the case of Non Priority Sector advances and Rs.25000/- in the case of Priority Sector advances Nil
iii) Aggregate Credit Limits exceeding Rs.5000/- in the case of Non Priority Sector advances and Rs.25000/- in the case of Priority Sector advances 2
B. Penal interest over the applicable normal rate
i) For non-submission/delayed submission of monthly stock statements to be charged for delayed period 1
ii) For diversion of funds 2
iii) For non-submission of renewal proposal/ additional information/requirements on the renewal proposal for the delayed period
a) up to 3 months from the date of expiry of credit limit till the date of receipt of renewal proposal 2
b) beyond 3 months from the date of expiry of credit limit till the date of receipt of renewal proposal 2
c) beyond 30 days from the date of calling for additional information/requirements on the renewal proposal 2
C. Loans pre-closed by taking over by other banks/ institutions 2.0% of loan balance
D. The total Overdue interest / penal interest to be charged on account of any of the above reasons should not exceed 2

Contact Details:
Andhra Pragathi Grameena Bank
1st floor,
West street,
East St
Indukurpet,
Andhra Pradesh 524314
India

Map Location:
[MAP]Andhra Pragathi Grameena Bank[/MAP]
  #3  
15th December 2015, 11:24 AM
Unregistered
Guest
 
Re: Andhra Pragathi Grameena Bank Gudur

I would like to know the process to get the address for the Gudur branch of Andhra Pragathi Grameena Bank?
  #4  
15th December 2015, 11:31 AM
Super Moderator
 
Join Date: Apr 2013
Re: Andhra Pragathi Grameena Bank Gudur

Please follow the below process to get the address for the Gudur branch of Andhra Pragathi Grameena Bank:

Please visit the official site of Andhra Pragathi Grameena Bank which looks like the image below



On the right of the page you will find the section for Important Information, under this section you will find link for Branch locator.

Please click on it, a new page will load which looks like the image below



This page has a drop down menu with region where the branches are available.

Please select the appropriate region and click submit.

Another drop down menu with all the branches for the selected region will be available.

Please select the desired branch for which you will need the details and click submit.

The details will be displayed.

Please follow the above process for future as well.

Address:

Andhra Pragathi Grameena Bank
Guduru (n) Main Branch Ics Road,
Gudur Mandal Nellore
District. Pin 524101


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