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27th March 2016, 09:53 AM
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Join Date: May 2012
Re: Account in Punjab National Bank

Punjab National Bank is an Indian multinational banking and financial services company. It is a state-owned corporation based in New Delhi, India. Founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs across 764 cities.

Current Deposit Account is very convenient product for frequent banking transactions by Individuals, Firms, HUF, Companies, institutions etc.

There is no limit on number of transactions in such accounts and are most suitable for business operations. The product is available at all branches.

Eligibility Criteria:
Individuals, Joint accounts, Sole proprietary concerns, Partnership firms, HUFs, Companies, Association of persons, Society, Trusts, Body Co-operatives, Charitable and other institutions.

Initial Deposit at opening of account
Rs.1000

Minimum initial balance ; and Quarterly Average Balance(QAB)

Area of Branch Amount (Rs.)
Rural 1000
Semi urban 3000
Urban 5000
Metropolitan 5000

Documents required for opening the account

-Other related documents as per RBI Guidelines
-Application (AOF) and Specimen signatures
-Address proof as per KYC norms
-Photos
-In case of Company Memorandum & Articles of Association, Certificate of Incorporation, Board resolution, etc..
-Related documents in case of HUF, Trust, Firms etc

Additional facilities

-100% integrated and computerized Network of more than 6000 Service Outlets across the country to provide seamless banking transactions.
-Wide Network of ATMs at your service 24 hours a day.
-Free internet banking
-ATM Cum Debit card(individuals/sole proprietor account)
-Fast remittance of funds through NEFT/RTGS
-Acceptance of standing instructions Collection of cheques


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