#1
21st February 2017, 06:08 PM
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Account in Central Bank of India
Can you tell me in detail about the CD Account (Current Account) offered by CBI or Central Bank of India for its Customers?
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#2
22nd February 2017, 10:38 AM
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Re: Account in Central Bank of India
The detail about the CD Account (Current Account) offered by CBI or Central Bank of India for its Customers are as follows: Initial Deposit Amount for Opening of the A/c Rural - 3000 Semi-Urb - 3000 Urban -5000 Metro – 7000 Quarterly average balance required to be maintained Rural - 3000 Semi-Urb - 3000 Urban -5000 Metro – 7000 Free Cheque Book (per Annum) One cheque book of 50 leaves free (at the time of opening of a/c). Subsequent Rs.3 per leaf. Credit Card Issuance charges N.A. Credit Card Renewal charges Rs.100 for renewal once in 2 years. Internet / SMS / Phone Banking Facility Free Online Tax Payment Facility Free Stop Payment Instruction Charges Rs.100 per instrument. Ledger Folio Charges Per Ledger Folio 70 Subject to free folio per annum as under: Avg cr bal(Rs) no of free folio Upto 50000 nil >50000-100000 4 >1lac-2lacs 6 >2lacs all Standing Instructions Regn. Rs.50 per regn. Of S.I. No charge within the same branch. Rs.50/- for insufficient balance Account Statement through e-mail/e-Statement (fortnightly) N.A. Issuance of Banker's cheque/DD (per quarter) Upto Rs.10000/- Rs.30/- Rs.10000 to1 lac Rs.4 per 1000 Above Rs.1 lac 3.50 per 1000. Min Rs.400/- and Max.Rs.12000 + 25% for cash handling charges RTGS/NEFT Services (per quarter) NEFT : Upto Rs.1 lac Free 1 lac to 2 lac Rs.15/- Above Rs.2 lac Rs.25 + S.tax. RTGS : 2 lakhs to 5 lacs Rs.25/- & Above 5 lacs Rs.50/- + service tax Concession in Cash Deposit Charges 1. Base Branch 2. Local / Outstation Non Base Branch N.A. Concession in Cash Withdrawal Charges 1. Home Branch 2. Local / Outstation Non Base Branch 1. At home branch - free 2. Non home branch : Upto 50000 free Above Rs.50000Rs.2 per 1000 or part Min. Rs.50/- Demat Account Maintenance Charges Rs.200 per annum. Rebate on Locker Rent (subject to availability & for one locker only) 1. 1200 + S.Tax 2. 2500 + S.Tax 3. 3000 + S.Tax 4. 11000 + S.Tax Per annum Concession on Processing Charges on Hsg.Loan 0.5% of loan amt.Maximum Rs.20000 Car Loan & Housing Loan Veh. Loan Rs.500 for 2 wheeler Rs.2000 for 4 wheeler Charges for non Maintenance of minimum quarterly average balance Rural - Rs. 200/- S.U.- Rs. 300/- Urban - Rs. 400/- Metro - Rs. 600/- Collection Of Cheques o/s Upto Rs 5000/- Rs 25 > 5000 to 10000/- Rs 50/- > 10000/- to Rs 1Lac Rs Rs 100/- > 100000/- Rs. 4.50 per thousand Min Rs 450/- Door Step Banking (Cash Pick up to Rs.2 crore & Cash delivery upto Rs.50 lacs only) Delivery slab Pick uo rate Delivery Rate 1-2 lacs 160 210 2-4 lacs 240 380 4-10 lacs 380 670 10-100 lacs 1200 1050 1-2 crore 1800 N.A Service Charges - Rs.25/- Cash handling charges - above 10 packets Rs.10 per packet. Service Tax as applicable. |