2023 2024 Student Forum > Management Forum > Main Forum

 
  #2  
22nd February 2017, 10:38 AM
Super Moderator
 
Join Date: Aug 2012
Re: Account in Central Bank of India

The detail about the CD Account (Current Account) offered by CBI or Central Bank of India for its Customers are as follows:

Initial Deposit Amount for Opening of the A/c
Rural - 3000
Semi-Urb - 3000
Urban -5000
Metro – 7000

Quarterly average balance required to be maintained
Rural - 3000
Semi-Urb - 3000
Urban -5000
Metro – 7000

Free Cheque Book (per Annum)
One cheque book of 50 leaves free (at the time of opening of a/c).
Subsequent Rs.3 per leaf.

Credit Card Issuance charges
N.A.

Credit Card Renewal charges
Rs.100 for renewal once in 2 years.

Internet / SMS / Phone Banking Facility
Free

Online Tax Payment Facility
Free

Stop Payment Instruction Charges
Rs.100 per instrument.

Ledger Folio Charges
Per Ledger Folio 70
Subject to free folio per annum as under:
Avg cr bal(Rs) no of free folio
Upto 50000 nil
>50000-100000 4
>1lac-2lacs 6
>2lacs all

Standing Instructions Regn.
Rs.50 per regn. Of S.I.
No charge within the same branch.
Rs.50/- for insufficient balance

Account Statement through e-mail/e-Statement (fortnightly)
N.A.

Issuance of Banker's cheque/DD (per quarter)
Upto Rs.10000/- Rs.30/- Rs.10000 to1 lac Rs.4 per 1000
Above Rs.1 lac 3.50 per 1000. Min Rs.400/- and
Max.Rs.12000 + 25% for cash handling charges

RTGS/NEFT Services (per quarter)
NEFT :
Upto Rs.1 lac Free
1 lac to 2 lac Rs.15/-
Above Rs.2 lac Rs.25 + S.tax.

RTGS :
2 lakhs to 5 lacs Rs.25/- &
Above 5 lacs Rs.50/- + service tax

Concession in Cash Deposit Charges
1. Base Branch
2. Local / Outstation Non Base Branch
N.A.


Concession in Cash Withdrawal Charges
1. Home Branch
2. Local / Outstation Non Base Branch

1. At home branch - free
2. Non home branch :
Upto 50000 free
Above Rs.50000Rs.2 per 1000 or part Min. Rs.50/-

Demat Account Maintenance Charges
Rs.200 per annum.

Rebate on Locker Rent (subject to availability & for one locker only)
1. 1200 + S.Tax
2. 2500 + S.Tax
3. 3000 + S.Tax
4. 11000 + S.Tax
Per annum

Concession on Processing Charges on
Hsg.Loan 0.5% of loan amt.Maximum Rs.20000
Car Loan & Housing Loan
Veh. Loan Rs.500 for 2 wheeler
Rs.2000 for 4 wheeler

Charges for non Maintenance of minimum quarterly average balance
Rural - Rs. 200/-
S.U.- Rs. 300/-
Urban - Rs. 400/-
Metro - Rs. 600/-

Collection Of Cheques o/s
Upto Rs 5000/- Rs 25
> 5000 to 10000/- Rs 50/-
> 10000/- to Rs 1Lac Rs Rs 100/-
> 100000/- Rs. 4.50 per thousand
Min Rs 450/-

Door Step Banking (Cash Pick up to Rs.2 crore & Cash delivery upto Rs.50 lacs only)

Delivery slab Pick uo rate Delivery Rate
1-2 lacs 160 210
2-4 lacs 240 380
4-10 lacs 380 670
10-100 lacs 1200 1050
1-2 crore 1800 N.A
Service Charges - Rs.25/-
Cash handling charges - above 10 packets Rs.10 per packet.
Service Tax as applicable.


Quick Reply
Your Username: Click here to log in

Message:
Options

Thread Tools Search this Thread



All times are GMT +5. The time now is 05:07 PM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
SEO by vBSEO 3.6.0 PL2

1 2 3 4