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19th May 2017, 04:18 PM
Super Moderator
 
Join Date: Mar 2013
Re: Yes Bank Od Facility

The Loan against Securities (LAS) is a unique Overdraft Facility provided against the pledge of securities by the yes bank.

YES Bank introduces Loan Against Property (LAP). Unleash the power of your property to fulfill your dreams.

Eligibility

Salaried
Minimum Income – Rs.3 Lakhs Per Annum
Minimum Age – 23 Years, if income of the applicant / co-applicant is considered, 21years & if income of the applicant / co-applicant is not considered
Maximum Age - 60 Years, if income of the applicant / co-applicant is considered & 70 years, if income of the applicant / co-applicant is not considered
Experience – 6 months in current employment, 3 years in total employment



Yes Prosperity Savings Account Yes Prosperity Savings Account w.e.f. 1st December 2016





Features:


Available to Business as well as Self Imployed Individuals like Doctors/Engineers/CA/Architect
Fund Based Limits (Overdraft & Drop Line Overdraft)
Minimum Loan Amount: INR 20 lacs
Maximum Loan Amount: INR 1 cr
Parametrized template based product for faster approvals
Loan Against Residential/ Commercial/ NA Plot
SLBC/BG/FD /Surrender Value of LIC


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