United India Insurance Company Limited Mediclaim Policy Status

Can you tell me in detail about the Accident and Hospitalization Policy under Mediclaim Policy as offered by United India Insurance Company Limited?

[Kiran Chandar]

The details about the Accident and Hospitalization Policy under Mediclaim Policy as offered by United India Insurance Company Limited are as follows:

It Cover:
The Accident and Hospitalization Policy under Mediclaim Policy covers expenses incurred by the insured for hospitalization for illness / diseases or injury sustained. These include Hospital charges fees for surgeon Anaesthetist Nursing specialist etc. diagnostic tests cost of medicines blood oxygen etc. cost of appliances like pacemaker artificial limbs etc.

Insured Persons

• One in the age group of 5 to 75 years Children between 3 months and 5 years can be covered only along with parent/s.
• Institutions ( Government or Private ) for their employees
• Clubs / association for their members in the said age group.
• Group schemes for homogenous groups of more than 50 persons.

Insured for Risk
• Illness / disease accidental injury sustained leading to one or more of class of expenses listed above.

Other Benefits
• Domiciliary hospitalization benefits can be excluded under group mediclaim policy and a premium discount can be availed.
• Exemption under income tax (80D of Income Tax Act) for Premium paid by cheque.
• A discount of 10% of total premium for coverage of family under a single policy.

United India Insurance Company Limited Mediclaim Policy