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31st July 2015, 05:17 PM
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Join Date: Mar 2013
Re: UIIC Super Top Up

As you want to get the details of United India Insurance Company Limited Super Top Up Medicare Policy so here is the information of the same for you:

SALIENT FEATURES OF THE POLICY:
Policy covers aggregate hospitalisation expenses in respect of all covered hospitalisation of insured person/s during the policy period exceeding the Threshold Level up to a Sum Insured stated in the policy.

This policy will respond only when the aggregate of covered hospitalisation expenses exceeds the “Threshold Level” stated in the policy.

The Policy will not cover the expenses in excess of Threshold Level, received/reimbursable from any other source whatsoever.

Thus, this Policy offers protection in excess of any Primary Health Policy/Benefit Scheme that the insured may have.

WHO CAN TAKE THE POLICY:
ELIGIBILITY:
Family comprising of Self, Legal Spouse and Dependent Children.

Age:
Between 18 and 80 years

Dependent children between the age of 3 months and 18 years provided either or both parents are covered concurrently. However, children above 18 years will cease to be covered if they are employed/self-employed or married.

Male child upto 26 years can be covered provided they pursue full-time higher studies and submit Bonafide Certificate from Educational Institution.

Pre-acceptance health check-ups will be required in the following instances:
1 Age of insured person exceeding 45 years not covered under any Health Insurance Policy/Benefit Scheme.
2 Adverse Medical/claims history.
3 Option of high value sum insured in relation to sum insured under existing policy below threshold level.

The following tests will have to be carried out at proposer’s cost -
1 Physical examination including Blood Pressure.
2 Glycosylated Haemoglobin
3 Serum Creatinine
4 Serum Urea
5 ECG
6 Stress Test unless contraindicated.

Sum Insured:

OPTION Sum Insured (Rs.) Specified Threshold Level
A 3,00,000 2,00,000
B 5,00,000 2,00,000
C 3,00,000 3,00,000
D 5,00,000 3,00,000
E 7,00,000 3,00,000
F 5,00,000 5,00,000
G 10,00,000 5,00,000
H 15,00,000 5,00,000

TAX REBATE:
Tax rebate available as per provision of Income Tax rules under Section 80-D.

DETAILS OF COVERAGE:
Hospitalisation Expenses
Room, Boarding and other expenses as specified in policy.
Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees
Anaesthetics, Blood, Oxygen, Operation Theatre Charges, surgical appliances, Medicines & Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Artificial Limbs, cost of prosthetic devices implanted during surgical procedure like Pacemaker, relevant laboratory diagnostic tests, etc & similar expenses.
All Hospitalisation Expenses (excluding cost of organ, if any) incurred for donor in respect of Organ transplant.

CANCELLATION:
PERIOD ON RISK RATE OF PREMIUM TO BE CHARGED.
Upto one month 1/4 th of the annual rate
Upto three months 1/2 of the annual rate
Upto six months 3/4th of the annual rate
Exceeding six months Full annual rate.

For more detailed information I am uploading a PDF file which is free to download:

Details of United India Insurance Company Limited Super Top Up Medicare Policy

Contact Details:
United India Insurance Company Limited
Main Road
Rajvir Singh Sehrawat Marg
Shalimar,
Shalimar Bagh
New Delhi,
Delhi 110088
India

Map Location:

[MAP]United India Insurance Company Limited[/MAP]


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