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3rd September 2015, 04:17 PM
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Join Date: May 2012
Re: UIIC Group Mediclaim Policy

United India Insurance Company Limited (Wholly owned by Govt. of India) under Department of Financial Services, Ministry of Finance (India), is a public sector General Insurance Company of India and one of the top General Insurers in Asia

Here I am providing you all the information about Mediclaim Policy of United India Insurance Company Group

This policy covers expenses incurred by the insured for hospitalisation for illness / diseases or injury sustained
These include Hospital charges fees for surgeon Anaesthetist Nursing specialist etc. diagnostic tests cost of medicines blood oxygen etc. cost of appliances like pacemaker artificial limbs etc.

Person Who are Insured

-Any person in the age group of 5 to 75 years
-Children between 3 months and 5 years can be covered only along with parent/s.
-Institutions ( Government or Private ) for their employees
-Clubs / association for their members in the said age group.
-Group schemes for homogenous groups of more than 50 persons.

Other Benefits

-Domiciliary hospitalisation benefits can be excluded under group mediclaim policy and a premium discount can be availed.
-Exemption under income tax (80D of Income Tax Act) for Premium paid by cheque.
-A discount of 10% of total premium for coverage of family under a single policy.

Policy will pay under below mentioned cases:

-Actual hospitalisation expenses of various types listed above subject to a maximum of Rs. 150 to Rs. 500 depending upon the sum insured chosen at the inception of the policy ( sum insured is maximum liability under the policy.)
-Actual domiciliary hospitalisation expenses limited to Rs. 30 to Rs. 500 depending on the sum insured chosen at inception.
-Cost of health check up reimbursable at the end of 4 continuously claim free underwriting years limited to 1% of Average sum insured of 4 claim free years
-The sum insured will be increased by 5 % cumulative bonus for every claim free year. If there is a claim in a policy with cumulative bonus 10% of the sum insured will be reduced from the earned bonus.

For more info Contact:

United India Insurance Company Limited
Moti Bazar, Satpuliya, Beawar Road
Beawar Road
Ajmer, Rajasthan 305624
Telephone: 0145 242 0889

[MAP]United India Insurance Company Limited Ajmer, Rajasthan[/MAP]


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