Thane Janata Sahakari Bank Personal Loan

I want to get information about the Thane Janata Sahakari Bank Personal Loan and Computer Loan. So here can you provide me information about it?

[Shaleen]

As per your demand here I am providing you information about the Thane Janata Sahakari Bank Personal Loan and Computer Loan, as you want.



TJSB Professional Loan
Type of facility :
Overdraft, purchase of property, purchase of equipments

Eligibility :
Self-Employed. Age eligibility would be maximum of 60 years at loan maturity.

Repayment capacity will be considered on total income of applicant and co-applicant.

Loan Amount :
Maximum upto Rs. 20 lakhs (subject to guidelines)

Repayment period :
Maximum upto 7 years

Rate of Interest :
As applicable

Security :
Equitable / Registered Mortgage of property, hypothecation of equipment’s to be purchased.


TJSB Computer Loan;
Purpose
To buy a Personal Computer or laptop for the Students

Eligibility
Repayment capacity will be considered on total income Of the applicant and co-applicant.

Margin
Nil.

Repayment
60 EMI Maximum.

Service charges
Flat Processing Fees Rs. 250/-

Key Criteria
Applicants should open a saving account at any of our branches.

Loan Amount
Rs. 15,000 to Rs. 1,00,000/-

Documentation Charges
At actual.

Special Feature
Quick credit delivery and simple documentation

Security
Computer/ Laptop


Guarantee / Surety
No Guarantors
(In case of both the parents are earners). One acceptable Guarantor
( In case, either of the parents is earner).

Rate of Interest: As Applicable. (Floating)


Information / Documents
Loan Application Form

Income proof of Application (s) & Guarantor (s)

Residential Proof of Applicant (s) & Guarantor (s)
Photocopy of Ration Card /
Municipal Tax Receipt /
Society Receipt /
Passport /
Voter’s Identity Card.

Banking.Last six months Statement of Accounts

One Photograph of the Applicant /
Co-Applicant/
Guarantor

Signature Verification

Saving account of student with our Bank