Study Material for IRDA Exam

Will you please provide the Insurance Regulatory and Development Authority (IRDA ) Broad (General Insurance) exam syllabus ?

[Rajkumar Agarwal]

Here I am providing the Insurance Regulatory and Development Authority (IRDA ) Broad (General Insurance) exam syllabus which you are looking for .

1.introduction to insurance
a)What is Insurance.
b)Purpose and Need of Insurance.
c)How Insurance Works.
d)The Business of Insurance – Pooling of Rises & Resources.
e)Insurance as a Social Security Tool.
f)Role of Insurance in Economic Development.

2.Fundamentals / Principles of General Insurance
a)Contract of Insurance.
b)Condition necessary for a contract.
c)Contractual Duty.
d)Contribution under Policy conditions.

3.Insurance Documents
a)Proposal Forms.
b)Policy Forms.
c)Cover Notes.
d)Certificate of Insurance.
e)Endorsements.
f)Renewal Notice.
g)Other Insurance Documents

4.Theory and Practice of Rating
a)Basis of Rate Making.
b)Tariffs.
c)Market Agreements.
d)Role of the T.A.C.

5.Legislative and Regulatory Matters
a)Insurance Act, 1938.
b)The Insurance (Amendment) Act, 2002.
c)General Insurance Business (Nationalisation) Amendment Act, 2002.
d)I.R.D.A. Regulations, 2002.

6.Fire Insurance
a)The Standard Fire & Special Perils Policy.
b)Terrorism Cover.
c)Tariff System.
d)Special Policies.

7.Marine Insurance

a) Marine Policies
b) Duration of cover
c) Claims

8.Motor Insurance

a) Motor Vehicles Act, 1988
b) Personal Accident Cover for Owner-Driver
c) theft Claims

9. Personal Accident I Nsurance

a) Types of Disablement
b) Claims
c) Extended coverage


10. health insurance

a) Mediclaim Policy (Individual0
b) Domiciliary Hospitalisation Benefit
c) Bhavishya Arogya Policy

11.Liability Insurance

a) Compulsory public liability Policy
b) Products liability Policy
c) Employer Liability Policy

12. Engineering Insurance

a) Contractors All Risks (C.A.R.)Policy.
b)Marine-Cum-Erection (MCE) Policy.
c)Machinery loss of Profits (MLOP) Policy
d)Advance Loss of Profits (Alop) Polocy
e) Electronic Equipment Policy

13. Miscellaneous Insurance-1

a)Burglary Insurance
b)Baggage Insurance
c)Fidelity Insurance
d)Television Insurance
e)Householders Insurance
f)Shopkeepers Insurance

14. Miscellaneous Insurance-2

a) Banker’s Insurance Policies
b)Jeweller’s Block Policies
c)Sport Insurance
d)Special contingency Policy

15. Claims

a)Legal Aspects
b) Surveyors and Loss Assessors
c)Claims documents
d) Loss Minimisation