Student loan South Indian Bank

I want to do professional degree course for that want to apply for the Student loan of South Indian Bank so please give me details about it?

[Shaleen]

Vitjnan Pradhan Scheme provided by the South Indian Bank for the students desirous of pursuing professional courses

Purpose of finance
Fee payable to college/school/ hostel

Examination/ Library/ Laboratory fee

Purchase of books/equipments/ instruments/ uniforms

Caution deposit, Building fund/refundable deposit supported by Institution bills/receipts, amount does not exceed 10% of the total tuition fees for the entire course.

Travel expenses/ passage money for studies abroad

Purchase of computers -essential for completion of the course

Insurance premium for student borrower, if applicable

Any other expense required to complete the course

Borrower
Borrower shall be the student if he/she has completed 18 years.
In the case of minor students, parents shall be the borrowers.

Minimum Margin
Up to Rs. 4 Lacs : NIL
Above Rs.4Lacs :Studies in India : 5%
Overseas studies : 15%

Security
Upto Rs 4 lacs - Parents to be joint borrowers
No security required

Above Rs.4 lacs and upto Rs.7.50 Lacs - Parents to be joint borrowers together with collateral security the form of suitable third party guarantee

Above Rs.7.50 Lacs : Parents to be joint borrowers together with collateral security.


Period of loan / Repayments
Repayment period will start from 1 year after qualifying exam or six months after obtaining employment, whichever is earlier.

Repayment of the loan should be in Equated Monthly Instalments as :
For loan upto and including Rs.7.50 Lacs : Upto 10 years.
For loans above Rs.7.50 Lacs : Upto 15 years

I want to in abroad and my parents are not able to pay fee for my studies..Please help me