State Bank Of India PO Exam Model Question Papers

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Here is the exam paper
Rules for exchanging data between compuers are called
(1) Programmers (2) Hyperlinks
(3) Hyper actions
(4) Procedure
(5) Protocols

As per RBI guidelines, banks are no longer allowed to penalise its customer for
(1) None-maintainers of minimum balance in cooperative accounts
(2) Non-maintained of minimum balance in current account
(3) Non-maintained of minimum balance in savings account
(4) Bouncing of cheques issued for non-availability of terms
(5) Premature withdrawal of term deposits

How many gigabytes are there in a prototype?
(1) 500000 (2) 100000
(3) 1000 (4) 100
(5) 001

Subject to compliance of security features the CBS complaint Urban Cooperative Banks can offer the following types of internet banking facility to their customers
(1) Non-fund based view only facility
(2) Payment of direct/indirect taxes
(3) Online-fund transfer from one account to another
(4) Online e-commerce facility
(5) Remittance of funds through NEFT/RTGS

Anoushka Shankar is a famous Indian
(1) Famous music director
(2) Guitarist
(3) Other than those given as options
(4) Classical singer
(5) Sitarist

When a customer likes a product and talks about it, this becomes an example of
(1) Distalking
(2) Marketing
(3) Favouring
(4) Soliciting
(5) Word of mouth advertising

Which of the following is the autobiography of renowned politician K. Natwar Singh?
(1) Not just an accountant
(2) One life is not enough
(3) My life with Rajiv and Sonia
(4) The substance and the Shadow
(5) Other than those given as options

Basically, the CTS-2010 standards issued by the Reserve Bank of India are
(1) Cheque forms specifications
(2) Systems specifications
(3) Procedures specifications
(4) Technology specifications
(5) Equipment specification

Which of the following instrument is in the hands of the RBI controls liquidity in the banking systems by regulating the money supply in the hands of tanks that they can pump in economy?
(1) Cash revenue ratio
(2) Credit deposit ratio
(3) Other than given as options
(4) Capital adequate ratio
(5) CASA ratio

Which of the following banks is a public sector banks?
(1) ICICI Bank (2) IDBI Bank
(3) HDFC Bank (4) J & K Bank
(5) PNB Bank

The RBI has come out with a new concept of bank licensing termed as the ‘Differentiated Bank License’. A differentiated Bank License will allow a bank to
(1) Open branches in only identified geographical areas
(2) Deal with only an identified class of customers
(3) Offer products only in select
(4) Offer services to specified institutions/customers
(5) Operate on principles of universal banking

The mission the Insurance Regulatory and Development Authority is to protect the interests of the policy holders and to
(1) Ensure orderly growth of insurance industry
(2) Promote the development of financial infrastructure
(3) Specify listing and transfer of securities
(4) Regulate business of mutual funds
(5) Regulate the money and credit market

Which of the following schemes aims at tackling malnutrition and health problems of children below the age of 6 years and their memebers?
(1) Kasturba Gandhi Shishu Sangopan Yojana
(2) Kishore Vaigyanic Yojana
(3) Janani Suraksha Yojana
(4) Other than those given as options
(5) Integrated Child Development Services

Which of the following country(ies) have the word ‘Dinar’ in its/official currency?
1. Algeria 2. Iraq
3. Kuwait
(1) 3 and 2
(2) 1 and 2
(3) Only 1
(4) 2 and 3
(5) All of these

Shares of a close ended fund is setting at 20% premium over NAV and its NAV is Rs. 10.00 market price of the
(1) Rs. 10.00
(2) Other than those given as options
(3) Rs. 11.00
(4) Rs. 12.00 (5) Rs. 8.00

Which button inExcel 2007 will automatically add the contents of a group of cells?
(1) Calculate
(2) Auto add
(3) Auto sum
(4) Formula
(5) Redo

In which of the following cases services marketing is resorted to?
(1) production houses
(2) only MNCs
(3) Banks and Insurance companies
(4) Public sector undertakings
(5) Industrial units

The SBI has recently launched a new facility called ‘M-passbook’ for its retail banking users on its ‘State Bank Anywhere’ mobile application. The facility enables users to
(1) Perform e-commerce transactions through their smartphone
(2) Bend requisition for cheque books through their smartphone
(3) Perform internet banking transactions through their smartphone
(4) Indicates view their transaction history on their smartphone
(5) remit funds under RTGS/NEFT through their smartphone

.............. indicates the buying process of customers.
(1) Evaluation of alternatives
(2) Separating needs and wants
(3) Purchase decision
(4) Information search
(5) Need recognition

The process of writing computer instructing in a programming language is known as
(1) Instructioning
(2) Coding
(3) Algorithming
(4) File
(5) Processing

The supply chain that stretches from raw materials to ............ represents a value delivery system.
(1) Final products for final buyers
(2) Warehouses for storage
(3) Production stage
(4) Suppliers
(5) Factory entrance point

Market Segmentation means
(1) Making selling arrangement
(2) Grouping sales team
(3) Grouping the customers as per their needs
(4) Grouping bank office staff
(5) Grouping the counter staff

An investor who wants to dematerialise his shares needs to open a demat account with
(1) The securities and Exchange Board of India
(2) The concerned company
(3) Any registered share broker
(4) A recognised stock exchange
(5) A depository participant

Which of the following is not parts of buying decision process of customer?
(1) Seeking discount
(2) Problem recognition
(3) Purchase design
(4) Information search
(5) Evaluation of alternatives

Which of the following sets of financial instruments is not derivatives?
(1) Floors and collars
(2) Future and forwards
(3) Swaps and options
(4) Caps and credit default swaps
(5) Equities and bonds

Which of the following pairs of old names and new names of countries names match of correct?
1. Constantnopie : Istambul
2. Mesopotamia : Parestine
3. Rhodesia : Zimbabwe
(1) Only 1 (2) 1 and 3
(3) All of these (4) Both 1 and 2
(5) 2 and 3

Which of the following is described as being too impersonal of one way communication?
(1) Sales promotion by door-to-door campaign
(2) Personal selling
(3) Direct marketing
(4) Public relations
(5) Advertising

A marketing network consists of the company and its
(1) Distributors only
(2) Employees only
(3) Supporting stock holders
(4) Shareholders only
(5) Suppliers only

Aggressive marketing is the result of
(1) Increased job solution
(2) Outsourcing
(3) Increased marketing staff
(4) Increased competition
(5) Increased production

The minimum wage ceiling for becoming a subscriber for social security schemes run by Employees Provident Fund Organisation (EPFO) has now been raised to
(1) Rs. 1000 (2) Rs. 7500
(3) Rs. 15000 (4) Rs. 10000
(5) Rs. 1200

A(n) ............. analysis and executes each line of source code in succession, without looking at the entire programme.
(1) Compiler
(2) Device driver
(3) Utility
(4) operating system
(5) Interpreter

Value Added Service means
(1) Old products
(2) Extra service in addition
(3) Highly valuable products
(4) Low value products
(5) Substituted products

Which of the following is not a part of four P’s of marketing mix?
(1) Place (2) Price
(3) Promotion (4) Product
(5) Person

The decisions such as which country to enter in, how to enter and how to introduce the products are required in
(1) Local markets (2) Global markets
(3) Social markets
(4) Government markets
(5) Service markets

................ indicates working more closely with customers to add value to the operative.
(1) Gaobasing
(2) Merging
(3) Customer partnering
(4) Re-engineering
(5) Outsourcing

Which of the following is a village development project under which each member of Parliament will take the responsibility of development physical and institutional is the infrastructure is the identified village?
(1) Swaran Jayanti Gram Swarozgar Yojana
(2) Pradhan Mantri Gram Sadak Yojana
(3) Provision of urban
(4) National Social Assistance Programme
(5) Sansad Adarsh Gram Yojana

A device designed to read information encoded into a small plastic card is
(1) Card puncher
(2) ID puncher
(3) Tape puncher
(4) Badge reader
(5) Magnetic tape

The Central government has recently merger of National Spot Exchange Limited (NSEL) with which of the following?
(1) Bombay Stock Exchange
(2) Financial Technologies of India Limited (FTIL)
(3) Other than those given as options
(4) National Stock Exchange
(5) Tech Mahindra

Which of the following type of credit/debit cards are not required to be swiped at the Point of Sale (PoS) terminates instead, they have to be dipped into .............. the device and the cardholder is required to key in a unique PIN to complete the transaction.
(1) Magnetic Stripe Base Debit Cards
(2) Magnetic Stripe Base Credit Cards
(3) Chip Based Credit/Debit Cards
(4) Cell Based Credit/Debit Cards
(5) Sim Based Credit/Debit Cards

The unique mobile money transfer and payment service ‘M-Pesa’ is the trademark of
(1) HDFC Bank
(2) IDEA Cellular
(3) Vodafone
(4) ICICI Bank
(5) IDBI Bank