SBI Personal Loan Details

Hello, I want to take the personal loan of SBI and I want he details of the loan. Please provide me.

[Kiran Chandar]

Hello, here I am providing you the details of the SBI personal loan as under:

Various personal loans:
Xpress Credit Loan
SBI Saral Personal Loan
SBI Pension Loan

Details of the loan:
Interest rates 12.70% - 17.80%
Processing fees 2.02%-3.03%
Prepayment charges Nil
Repayment options Upto 4 years
Loan approval time 10 Minutes

Interest rates details:
Latest Updated Interest Rates on SBI Personal loans as 01 December 2015.

Xpress Credit - 12.70% - 15.20% p.a.
SBI Pension Loans - 13.20% p.a.
Jai Jawan Pension Loan - 14.05% p.a.
SBI Saral Personal Loan - 17.80% p.a.
Festival Loan Scheme - 16.05% p.a.
Clean Overdraft - 17.55% p.a.

Minimum and maximum loan amount:
Minimum Income: Rs.24,000/- in metro and urban centres
Rs.10,000/- in rural/semi-urban centres
Maximum Loan Amount: 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres