SBBJ Home Loan Eligibility

Hi I would like to have the details of the Home Loan which is offered by the State Bank of Bikaner and Jaipur?

[pawan]

Acquiring and owning a house is an enthusiastic choice, you will discover SBBJ a right accomplice to guide you through the course.

Appreciate the SBBJ Advantage:
High Eligibility for Businessmen
Doorstep Service
Alluring Interest Rates
Streamlined Documentation
Faster Turnaround time
Understand your fantasy.
Appreciate the solace of your own Home be it little or huge.
Key components of the plan are outfitted beneath:

Name of the plan
SBBJ Home Loan

Reason
Purchase of plot/house/level, development, augmentation, redesign and restoring

Qualification
Individual

Credit Amount EMI/NMI:
Wage up to 2.00 lacs – not surpassing 40%
Wage above 2.00 lacs and up to 5.00 lacs – not surpassing half
Pay above 5.00 lacs – not surpassing 55% Income of companion/child/little girl {any two) can be clubbed.
For businessperson advance sum might be considered on the premise of offers if the advance sum is more than 2.00 lacs

Edge
Loan up to 1 crore 20% above 1.00 crore –25%

Reimbursement

Greatest 30 years including ban period.
Pre-conclusion/pre-installment punishment is suspended on all Home Loans regardless of the period for which the record has run or the wellspring of assets.
Reimbursement to be finished when the borrower achieves 70 years

Security
Mortgage/Eq. home loan of the property proposed to be bought/built/enhanced or whatever other unmistakable security Guarantee of life partner/child/girl if salary is clubbed.

PDCs for EMI.

Handling Fee
(counting administration charge)
Upto Rs.25,000 - NIL
Above Rs.25,000 - REGULAR HOME LOAN : 0.50% of Loan Amount
(Min Rs.500 and Max Rs.10,000)
Upto Rs.25,000 - NIL
Above Rs.25,000 - ONLINE HOME LOAN : 0.50% of Loan Amount
(Min Rs.500 and Max Rs.10,000)

NIL Processing charges for all Home Loans booked upto 31.03.2016

Different elements

SBBJ Realty SBBJ Maxgain
SBBJ Flexi Housing Loan
NRI Housing advance plan

Interest Details:
Interest Rate
9.7% Floating
Lowest EMI
Rs. 855 per lakh
Tenure
Max 30 years
Age
Max 65 years for salaried