Role Of Clerks In Banks

Will you please provide the information regarding the role of clerks in Banks?

[Kiran Chandar]

A clerk is mostly a front staff in a bank.

A Bank Clerk serves as the primary point of contact for most bank customers, administering basic banking transactions , documentation and administrative functions.

A Bank Clerk is a financial service

Depending on the requirement clerks are placed at different counters of the banks e.g.
Savings
Deposit
Retail loans
Cash credit
Agricultural loans
Credit cards
Government business
Cash receipt or payment

Maximum customer interface in banks occurs at these counters managed by clerical staff.

The salary of clerks in most of the public sector banks and some private banks is same

Rs. 7200 - (400x3) - 8400 - (500x3) - 9900 - (600x4) - 12300 - (700x7) - 17200 - (1300x1) - 18500 - (800x1) - 19300

Thus, the initial Basic Pay of a clerk will be Rs.7200/-

Please give me what are the kinds of duties which a bank clerk has to perform as I have appeared for the examination?

[pawan]

Please find below the duties which are followed by a Clerk in a bank:

The following duties shall form part of the normal duties of the clerical cadre and for the performance of which no special pay shall be payable.

(a)Acknowledgments of inward mail received.

(b)Receipt of cheques, drafts, dividend warrants, pay orders and other like instruments other than bills and
giving acknowledgment in the counterfoil.

(c)Delivery of cheque books subject to authorisation by competent authority.

(d)Issue cash receipt.

(e)Issue of ESI stamps wherever applicable or may become applicable.

(f)Recounting of currency notes by cash department staff.

(g)Ensuring the proper contents in covers and envelopes including registered ones before dispatch.

All clerks shall also perform all duties and functions of their cadre, either online or manually, which does not involve any passing or supervisory function of an officer of the bank. The clerk will wherever and whenever required, function as a Single Window Operator and perform the following duties duties:

a.Passing and cash payment of all cheques/withdrawal forms/banker’s cheques/ gift cheques/ etc. upto and including Rs. 10,000/-

b.Passing independently clearing and transfer cheques, vouchers, etc. (whether credits or debits) upto and including Rs. 15,000/-

c.Receipt of cash and issuance of pre-signed drafts/ gift cheques/ travelers cheques/ pay orders/ bank orders, etc. upto and including Rs. 15,000/