RBI Grade B Officers Exam Paper

Will you please provide the RBI Grade B Officers Exam Question Paper?

[Arun Vats]

List of few questions of RBI Officers Grade B Exam is given below:

What are the powers vested in SEBI to promote the development of the securities market and to protect the interests of investors?
Define “money market”. Who are the main players in this market and what are the instruments used?
What is meant by NRI? What are the incentives provided to attract in investment by NRIs?
What is “Fiscal deficit”? How would the reduction of its size in terms of GNP (Gross National Product) benefit the economy?
Write short notes on any two of the following
Venture Capital Fund
Lead Bank Scheme
Non-performing Assets
Book Building.

Section 2
“Planning is the basis of control; action is its essence; delegation is its key and information its guide. Discuss.
What is “policy”? Distinguish between (a) objectives and policies and (b) policies and procedures.
What do you mean by “leadership style”? How would you differentiate successful leadership from effective leadership?
What is meant by morale How is it related to productivity? Explain the factors contributing to morale.

I want to apply for RBI Grade B Officers Exam so please provide me all important details about exam and Previous Years Question Papers of Exam?

[Arun Vats]

Here I am providing you all important details about RBI Grade B Officers Exam and Previous Years Question Papers of Exam.


Important Dates:
Website Link Open- For ON-LINE Registration of Applications:
2nd week of June to 2nd week of July

Payment of Fees - ON-LINE:
2nd week of June to 2nd week of July

Payment of Fees at Bank Branches (OFF-LINE):
3rd week of June to 3rd week of July


Eligibility Criteria:

Age Limit:
Between 21 and 30 years

Educational Qualifications:
i) A First Class Bachelor's Degree with a minimum of 60% marks or an equivalent grade, in aggregate of all semesters / years ; OR

ii) A Second Class Master's Degree with minimum of 55% marks or an equivalent grade, in aggregate of all semesters / years; OR

iii) A Doctorate Degree; with minimum of 50% marks or an equivalent grade, in aggregate of all semesters / years in Master's Degree; OR

iv) Chartered/Cost Accountant/Company Secretary (ACS) with a Bachelor's Degree; OR

v) A Post Graduate Diploma in Management / MBA qualification from institutions recognized by Government of India / University Grants Commission, with Graduation / Bachelor's Degree.

Aggregate Percentage of Marks:


Syllabus (Phase-II):

(i) Paper I – English:
Essay, Précis writing, Comprehension and Business/Office Correspondence.

(ii) Paper II – Economic and Social Issues:
Growth and Development – Measurement of growth : National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy – Privatisation – Role of Economic Planning. Globalization – Opening up of the Indian Economy – Balance of Payments, Export- Import Policy – International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. Social Structure in India – Multiculturalism – Demographic Trends – Urbanisation and Migration – Gender Issues – Social Justice: Positive Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

(iii) Paper III – Finance and Management:
Finance:
The Union Budget – Direct and Indirect taxes; Non-tax sources of revenue; Outlays; New Measures; Financial Sector Reforms; Capital Market, Money Market and Foreign Exchange Market; Stock Exchanges and their Regulation; Capital Market Intermediaries and their Regulation; Role of SEBI; Functions of the Money Market; Growth and Operation of the Money Market; The Foreign Exchange Market; From FERA to FEMA; Exchange Rate Management; Exchange Risk Management; Role of Banks and Financial Institutions in Economic Development; Regulation of Banks and Financial Institutions; Disinvestment in Public Sector Units.

Management:
Management: its nature and scope; The Management Processes; Planning, Organisation, Staffing, Directing and Controlling; The Role of a Manager in an Organisation. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counseling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.


Previous Years Question Papers of RBI Grade B Officers Exam:

Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account
Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments
Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these
Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce
Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment
Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value
Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India
Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government
Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above
Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system
Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above
Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax
Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers
Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country
Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society
Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested
Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities
Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as
increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country
Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft
Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank
Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank
Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public
Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates
Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements
Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank
Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn
Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above
Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque
Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9·5%
Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves
purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above
Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe
according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three
Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe
Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands
Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills
for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%
Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate
calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above
Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of
Mar 2006-07 opposite 1·8% during 2005-06.
(A) 2·3%
(B) 3·3%
(C) 1·5%
(D) 7·9%
Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour
in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)
Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI
Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31·5%
(D) CRR upon NRE—13%
Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata
Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both

Answers :
1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15.
(D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28.
(D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)