Power Capsule for IBPS Clerk 3

Hey buddy can you pleas get the GK Power Capsule For IBPS Clerk 3 so that you I can start preparing for the exam?

[Shaleen]

As per your demand I will help you here to get the Power Capsule For IBPS Clerk 3 for GK so that you can have idea about it.

Here is the detail about the Power Capsule for the post of Clerk 3

Power Capsule GK 1
1. Kisan Credit Cards (KCC) Scheme was formulated in the year:
(1) 1996
(2) 1997
(3) 1998-99
(4) 2000
(5) None of the above

2. The government has allowed issue of Long-Term Bonds for Insurance Companies and others upto:
(1) 10 years
(2) 15 years
(3) 25 years
(4) 30 years
(5) None of the above

3. Which of the following types of ATMs eliminates the need for PIN entry and authenticated customer transactions by thumb impressions:
(1) White Label ATMs
(2) Biometric ATMs
(3) On-site ATMs
(4) Off-site ATMs
(5) None of the above

4. Which agency is exclusively concerned with the credit needs of all types of agricultural and rural development:
(1) State Bank of India
(2) Industrial Development Bank of India
(3) Reserve Bank of India
(4) NABARD
(5) None of the above

5. What is the name of technology given to the recently introduced computerised clearance of cheques:
(1) Automatic clearance
(2) MICR
(3) Speedline System
(4) Special clearning
(5) None of the above

6. ‘Ways and Means” advances are provided by Reserve Bank of India only to:
(1) central Government
(2) State Government
(3) Both (1) and (2)
(4) None of the above

7. “Micro Credits” are loans:
(1) granted to distressed persons (other than farmers) to pre-pay their debt to non-institutional lenders against appropriate collateral or group security
(2) not exceeding Rs. 50,000 per borrower provided by banks
(3) both (1) and (2)
(4) None of the above

8. Rural Infrastructure Development Fund (RIDF) is financed by:
(1) Selected group of Public Sector Banks
(2) Ministry of Rural Development
(3) Reserve Bank of India
(4) NABARD
(5) None of the above

9. Which of the following is not included in ‘CAMELS’:
(1) Capital Adequacy and Asset Quality
(2) Management and Earing Performance
(3) Employees Performance
(4) Liquidity and Systems
(5) None of the above

10. PAN number is required for all transactions above
(1) Rs. 25,000
(2) Rs. 50,000
(3) Rs. 1 lac
(4) Rs. 10 lacs
(5) None of the above

11. The components of Tier I capital of a banking company include:
(1) capital reserve representing surplus arising out of sale proceeds of assets
(2) paid-up capital, statutory reserves and other disclosed free reserves, if any
(3) both (1) and (2)
(4) either (1) and (2)
(5) None of the above

12. A mortgage involves:
(1) transfer of ownership
(2) transfer of possession
(3) transfer of interest
(4) All of the above
(5) None of the above

13. Bank holidays under Section 25 of the Negotiable Instruments Act, 1881 are declared by:
(1) State Government for the respective State
(2) Banking Operations Department
(3) Central Government
(4) RBI
(5) None of the above

14. An agricultural advance given for allied activity, viz., poultry, is classified as N.P.A. if:
(1) interest and installments remain unpaid beyond 90 days
(2) interest and installments remain due for 2 crop seasons
(3) interest remains outstanding for 2 and a half years
(4) none of the above
(5) None of the above

15. Banking Regulation Act, 1949, does not at all apply to
(1) nationalized banks
(2) State bank of India and its subsidiaries
(3) foreign banks having branches in India
(4) Primary agricultural credit societies and co-operative land mortgage banks
(5) None of the above


Answers
1. 3
2. 4
3. 2
4. 4
5. 2
6. 3
7. 3
8. 4
9. 3
10. 3
11. 3
12. 1
13. 4
14. 2
15. 4


Power Capsule GK 2
Current RBI Policy & Reserve Rates:

1. Repo Rate – 7.75% (increased -0.25%) previous 7.5%

2. Reverse Repo– 6.75% (increased -0.25%) previous 6.5%

3. CRR – 4% (Unchanged)

4. SLR – 23% (Unchanged)

5. MSF– 8.75% (decreased- 0.25%) previous 9%

6. Bank Rate – 8.75% (decreased -0.25%) previous 9%


Reserve Bank of India (RBI) was established in 1935 and Nationalized in 1949.

Sir Osborne Smith was the first Governor of the Reserve Bank of India

CD Deshmukh was the first Indian Governor of RBI. Savings account system in
India was started by Presidency Bank, in 1833.

Cheque system was first introduced by Bengal Bank which was established in 1784.

Allahabad Bank is the oldest existing public sector bank in India.

Hongkong and Shanghai Banking Corporation (HSBC) introduced first time ATM
in India in 1987, Mumbai.

Bank of India is the first Indian Bank to open overseas branch. It established a
branch in London in 1946.

Central Bank of India was the first public bank to introduce credit card.

Central Bank of India is the first commercial bank which was managed by Indians.

ICICI Bank was the first Indian Bank to provide internet banking facility.

ICICI Bank was the first Bank to provide Mobile ATM.

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