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16th December 2015, 07:54 AM
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Join Date: May 2012
Re: PNB General Account

Punjab National Bank is an Indian financial services company based in New Delhi, India. It was established in 1894. Punjab National Bank is one of the Big Four banks of India.

Saving Deposit (General) Account

Who can open account -

Resident Individuals (either singly or jointly), Associations,
Trusts, Hindu Undivided Families (HUFs), Clubs, Societies
etc. Institutions specially permitted by RBI.

Initial deposit at opening of account-
Rs.500/-

Documents required for opening the account-

Account Opening Form (AOF)
Identity & Address proof as per KYC norms
Photo
Related documents in case of Associations, HUF, Clubs, Trust, Society etc
Other related documents as per RBI Guidelines

Minimum quarterly average balance (QAB) & charges for not maintaining QAB

Area of Branch Minimum Qly. Average Incidental
Balance Charges Per quarter
Rura l Rs.500/- Rs.75/-
Semi- Urban Rs.1000/- Rs.100/-
Urban Rs.1000/- Rs.150/-
Metropolitan Rs.1000/- Rs.200/-

Additional facilities

Interest presently @ 4% calculated on daily product basis payable half yearly.
Deposits are insured by DICGC
ATM Cum Debit card(individuals account)
Fast remittance of funds through NEFT/RTGS
Acceptance of standing instructions
Safe Deposit Lockers available
20 free personalized multi city cheque leaf per half year
Free transfer of fund within PNB accounts
Free internet banking
Transferability of accounts to any P.N.B Branch without changing the account number


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