#1
16th December 2015, 07:54 AM
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PNB General Account
I want to apply to open Saving Deposit (General) Account in Punjab National Bank so can you please tell me the eligibility and the documents required for this?
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#2
16th December 2015, 07:54 AM
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Re: PNB General Account
Punjab National Bank is an Indian financial services company based in New Delhi, India. It was established in 1894. Punjab National Bank is one of the Big Four banks of India. Saving Deposit (General) Account Who can open account - Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI. Initial deposit at opening of account- Rs.500/- Documents required for opening the account- Account Opening Form (AOF) Identity & Address proof as per KYC norms Photo Related documents in case of Associations, HUF, Clubs, Trust, Society etc Other related documents as per RBI Guidelines Minimum quarterly average balance (QAB) & charges for not maintaining QAB Area of Branch Minimum Qly. Average Incidental Balance Charges Per quarter Rura l Rs.500/- Rs.75/- Semi- Urban Rs.1000/- Rs.100/- Urban Rs.1000/- Rs.150/- Metropolitan Rs.1000/- Rs.200/- Additional facilities Interest presently @ 4% calculated on daily product basis payable half yearly. Deposits are insured by DICGC ATM Cum Debit card(individuals account) Fast remittance of funds through NEFT/RTGS Acceptance of standing instructions Safe Deposit Lockers available 20 free personalized multi city cheque leaf per half year Free transfer of fund within PNB accounts Free internet banking Transferability of accounts to any P.N.B Branch without changing the account number |