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21st December 2015, 12:37 PM
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Join Date: May 2012
Re: Platinum Debit Card PNB

The PNB Debit Card is essentially an on-line product which bears the Master/ RuPay logo on the front.

Master logo card is accepted through out India and all over the world at all MasterCard enabled ATMs and Merchant Establishments with POS machines and also over the internet for ecommerce transactions.

Platinum Debit Card (Magastripe): (Master & RuPay Variant)

• The Platinum Card is a premium product and is designed for selected customers.

• It is issued in personalized forms (having name/ name and photo of the customer indented on the card.

• Other then having all the characteristics of PNB Classic Cards, the Platinum Card carries following additional features too:

• It has a daily cash withdrawal limits of Rs.50000/- with per transaction limit of Rs.15000/-.

• A separate daily limit of Rs. 1, 25,000/- is available for POS + ecommerce transactions.

• For international transactions overall limit for ATM, POS & E-Com transactions is $500 per day.

o RuPay Logo Cards is not permitted for any international transactions.

o RuPay Platinum Card have only name embossed in the card.

Add On Cards:


• Holders of the Cards can opt for up to two Add On Cards along with their own Card for sharing the convenience with close family members.

• The primary cardholder is responsible for all the transactions made by Add On Cards holder/s.

Bank had introduced Monetary Compensation Scheme for the Family of Active PNB Debit Card Users, in case of Accidental Death w.e.f 19.10.2011.

It is valid till 31.03.2016. The type of PNB ATM / Debit Card holders covered under the scheme is as under:

Type of Card (mastercard)

Compensation per Cardholder Platinum Debit Card/EMV Card
Rs. 2,00,000/- (Rupees Two Lacs)

Rakshak Platinum Debit Card for persons at the rank of Lieutenant & above
Rs. 5,00,000/- (Rupees Five Lacs)

Rupay Platinum Debit Card
Rs.2,00,000/- (Rupees Two Lacs)


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