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  #2  
20th March 2016, 12:47 PM
Super Moderator
 
Join Date: May 2012
Re: Personal Loan in India

Hello, here I am providing you the details of the best personal loans available in India as under:

Best Personal loan Based on Rate of Interest Updated as on 16 January 2016

ICICI Bank 13.49% – 17.50%
HDFC Bank 11.49% – 20.00%
SBI 17.80%
Kotak Mahindra 11.50% – 20.00%
Special Offers of 11.5% for 15 lac + 1 lakh Salary P.M
Axis Bank 15.00% – 20.00%
Bajaj Finserv 15.00% – 17.00%
Standard Chartered 14% – 18%
Fullerton India 16.00% – 32.00%
IndusInd Bank 14% – 16.5%

Best Personal loan as Per, Processing fee Charges
ICICI Bank 0.8% for special companies else 2%
HDFC Bank 0.99 % – 2 %
Bajaj Finserv 2.00% – 2.5%
Kotak Mahindra Rs.500 to 2.00%
SBI 2.00%-3.00%
Axis Bank 2.00%
Standard Chartered 1%
Fullerton India 2.00%
IndusInd Bank 1-2 %

Best Personal loan based on Prepayment Charges
Bajaj Finserv Nil
Axis Bank Nil
SBI N.A
Standard Chartered 0% – 5%
HDFC Bank 4.00%
Fullerton India 4.00%
Kotak Mahindra Bank 3% – 5%
Nil after 12 Months (Loan amount above 10 lac)
ICICI Bank 5% Or Nil
(For Loan Amount More Than 10 Lacs)
IndusInd Bank 4%


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