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  #2  
4th December 2015, 08:08 AM
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Re: Personal Loan Citibank

Hii Guys , I want to apply for take Personal Loan form CITIBANK for my help ,Will you please Tell me information about Eligibility , Interest rates ?
  #3  
4th December 2015, 08:10 AM
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Join Date: Aug 2012
Re: Personal Loan Citibank

Friend for your help , Here I am sharing information Personal Loan of CITIBANK , have a look :

Loan Features :


Loan Amount Up to 25 Lacs

Interest Rate 14.25% to 19% Booking fee is charged up to 2.5%

Tenure 12 to 60 Months

Pre Payment Charges No pre-payment is allowed for six months post booking;Pre-closure charges are levied at the rate of 3% on total principal outstanding.

Service Charges

Upto 2.5% of the loan amount sanctioned. The fee is deducted from the loan amount at the time of disbursal.



Eligibility Criteria:


Age 21 - 60 Years ;
Salaried Doctor: 23 - 60 Years
25-65 Years

Income

Minimum Annual Income: Rs.2,40,000/-
Self-Employed Doctors:Rs. 60,000p.a ;CA/ICWA :Rs. 85,000 p.a;Self-Employed Engineers: Rs. 1,56,000 p.a;Other Self Employed :Rs. 1,20,000p.a

Job Experience

Permanent / Confirmed employee
Self-Employed Doctors:IT Assessee for at least last two years;Self-employed CA/ICWA & Engineers: Minimum three years of self-employment
Residence Proof

Citibank Personal Loan Interest Rates :


Interest Rate (Fixed) 12.75% to 15.50%
Processing Fees Nil
Loan Tenure 5 years

Preclosure

Preclosure premitted after 12 months . 2% of Outstanding amount (plus ST). Part payment is allowed once a year upto 5 times his EMI


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