Past year descriptive type question papers for Bank Exams

Will you please share with me the past year descriptive type question papers for Bank Exams as it is very urgent for me?

[Kiran Chandar]

As you want to get the past year descriptive type question papers for Bank Exams so here it is for you:

Q1. Write a letter on one of the following topics.

1. Write a letter to the manager of a small firm to increase the credit amount of loan taken or something like dat..!

2. Write a letter to the manager of the bank to apologize for the delayed payment of EMI.

3. Write a letter to your brother indicating him to choose banking as a career.

Q2. Write a paragraph in about 130 words on one of the following.

1. Cashless cards for students.

2. Internet Banking .

3. Can India achieve the goal of developed economy?

Q3. Write an essay in about 250 words on one of the following topics

1. Does providing education loan helps in empowering employment to the youth.

2. The AADHAR UID card. How it is useful?

Q4. write a précis in about 150 words with a suitable title for the following paragraph.

Beijing has once again come addy this is by addy at the rescue for the Chinese banks. The retailers have turned down the 4 to 6 trillion yuan ($368 to $468) and the loan for the local self government has been taken back as by the information by reuters. this bail out will help the bank shareholders but the addy this is by addy real picture would be even worse than it can be imagined by them.

However the shareholders are not that much affected addy this is by addy by this news as they are keen on the bail out procedures but that does not reflect the addy this is by addy real total asset worth of the Chinese banks. The non-performing loans are as little as 1:1 of the total assets of the Chinese banks.

However the Chinese government will take care of the local government loans but as according to the Chinese law addy this is by addy bonds cannot be addy this is by addy) issued by the local self government so there is no other addy this is by addy option besides giving loans and this will Flory the amount of fund in the Chinese banks.

Q5. Read the following passage and answer the following questions.

From the past few years retail credit has taken a new leap forward. Earlier it was at the nascent stage. There were few private banks or foreign banks addy this is by addy who used to provide some loans and some NBFCs proving car loans but now the time has changed addy this is by addy as private banks and foreign banks are providing huge loans and it’s just spreading like torrent in the banking sector now even the public sector banks are proving huge loans to the customers.

The retail loan has a taken a major step by addy bhai and the public sector banks are providing housing loans as regular paying amount addy and with almost average default loan capacity these housing loan seekers are an attractive customer base for addy bhai the public sector banks.

Public sectoraddy banks foreign banks andaddy non banking finance companies NBFCs are also providing housing loans.

The loan lending rate is differ to different banks as each bank has different cash deposits, customer profilesaddy different documentation procedures.

Each bank has overhead staff costs , cost methods etc result in different interest rates in different banks. Higher the cost higher the addyinterest rate.

PSU banks are also providing educational loans which is less provided by the private sector banks , foreign sector banks and NBFCs and apart from that housing loans , car loans but for car loans NBFCs are preferred to be the better option as interest rates are adjusted with the given period as far as the personal loans are concerned the psu banks provide it to the government employees only but the private and foreign banks have a much lucrative approach and it provide personal loans to all and off course the interest rates are pretty higher for these banks .

1. what made the retail credit have a sudden change?

2. what made the psu banks go for the retail credit?

3. give ur own view how psu banks have made an impact then other banks in dis arena?

4. what is the reason behind the increased interest rates different for different banks?

5. what is distinct feature of the PSU banks in terms of providing loans?

I would like to know the sample questions for the past year descriptive type question papers for Bank Exams?