National Insurance Company Limited Overseas Mediclaim Policy

Hello, I am looking for the details regarding the Overseas Mediclaim Policy of National Insurance Company Limited Overseas. So can you please provide me the details regarding this including the contact details of the Company so that it may be helpful for me??

[Kiran Chandar]

National Insurance Company Limited (NICL) is a state owned general insurance company in India which is being headquartered in Kolkata, India.

It was founded in 1906.

You are looking for the details regarding the Overseas Mediclaim Policy of National Insurance Company Limited Overseas. So I am providing it to you so that it may be helpful for you:

Plan Group: Overseas Mediclaim
Product Type: Individual
Plan Objective: Medical

Benefits:

1. Personal Accident
2. Loss of checked in Baggage (Not applicable under Plan K)
Delay of checked in Baggage (Not applicable under Plan K)
Loss of passport (Not applicable under Plan K)
Personal Liability (Not applicable under Plan K)

Coverage:

Eight Plans available under the policy:
PLAN A-1 For travel to countries excluding USA & Canada for business and holiday limited to USD 50,000.
PLAN-A-2 Same as (A-1) above except that benefits stand increased to USD 250000.
PLAN B-1 For travel worldwide including USA & Canada for business and holiday limited to USD 1,00,000.
PLAN B-2 Same as (B-1) above except that benefits stand increased to USD 5,00,000.
PLAN C For travel to countries excluding USA & Canada for employment and studies limited to USD 150,000.
PLAN D For travel worldwide including USA & Canada for employment and studies limited to USD 150,000.
PLAN E-1 For travel worldwide including USA & Canada for corporate frequent travelers limited to USD 1,00,000.
PLAN-E-2 Same as (E-1) above except that benefits stand increased to USD 5,00,000.
PLAN-K For travel to Asian Countries - Excluding Japan for business and holiday limited to USD 15,000.
ADDITIONAL Add-on benefits:-Besides the above additional add-on benefits are available under Business & Holiday
1. Personal Accident
2. Loss of checked in Baggage (Not applicable under Plan K)
Delay of checked in Baggage (Not applicable under Plan K)
Loss of passport (Not applicable under Plan K)
Personal Liability (Not applicable under Plan K)

Contact:
National Insurance Company
13, K.B Sarani
Mall Road, Golpark, South Dum Dum
Golpark, South Dum Dum
Kolkata, West Bengal 700080
033 2579 2761

Map:
[MAP]National Insurance Company[/MAP]

Can you provide me the Salient features for the Overseas Mediclaim Policy offered by NICL (National Insurance Company Limited)?

[Neelu Bhasin]

Overseas Mediclaim Policy of National Insurance Company Limited is a package policy which covers travel emergencies when someone is travelling abroad. It is available for 3 categories of travellers-

1) Business & Holiday
2) Employment and Study
3) Corporate Frequent Traveller


Salient Features

1) It covers various travel emergencies faced whilst abroad.
2) Premium can be paid in Indian Rupees (except in case of Employment)
3) Claim assistance available from an international service provider
4) Claims are payable in foreign currency to Doctors / Hospitals abroad, directly by the service provider in most cases. In case, cashless service is not available insured can claim reimbursement

It can be purchased by any citizen of India, Nepal or Bhutan going abroad for business or holiday purposes or any foreign nationals working in India for Indian employers of multi-national organizations getting salary in Indian rupees


Covered

First US$ 100 of all claims is to be borne by the traveller.

For travellers over 70 years of age and above 60 days of journey, the following Medical reports (from an MD Cardiologist) need to be submitted along with the proposal form:
1. ECG
2. Fasting Blood Sugar or Urine Strip test

If travellers are unable to submit the above Medical reports cover stands restricted to USD 10,000.


Not Covered

1. All pre-existing disease/illnesses are not covered (known and unknown).

2. Traveling against Medical advice or for Medical treatment including routine check-up.

3. Claims arising out of participation in Military, Naval or Air Force operations

4. Claims arising out of -Suicide/ intentional self-injury/ mental disorder/ alcoholism/ drug abuse/HIV related illness including AIDS

5. Claims arising out of participation in winter sports/ mountaineering/ adventure sports etc.