Nainital Bank Personal Loan

I have a saving account in Nainital Bank. I want to apply for Personal Loan at this Bank, so tell me what is interest rate for Personal Loan of Nainital Bank?

[Rajkumar Agarwal]

The Nainital Bank provides following Loan Schemes:

Loans by Nainital Bank
Apna Aashiyana For Home
Naini Sahyog for Persona
Naini Shiksha for Education
Loan Against Deposit
Suhana Safar for Vehicle
Naini Utsav for Festival
Gold Loan

Interest Rates
Scheme Floating Rate of Interest

APNA AASHIANA Housing Loan Scheme
Upto & inclusive of Rs.20 lac Base Rate
Above Rs. 20 lac Base Rate

NAINI HOME IMPROVEMENT LOAN
House Repair Loan Base Rate + 1.75%

SUHANA SAFAR Car Loan Scheme
Individual Base Rate + 0.25%
Proprietorship /Partnership Firms / Private &
Public Ltd. Co.

NAINI SAHYOG Scheme for Salaried Class
/ Businessman / Doctors / CA / etc. Base Rate + 5.00%

VYAPAR SUVIDHA
Scheme for Traders Base Rate + 2.00%

Financing against Immovable Property Base Rate + 5.00%

NAINI HEALTH CARE
Scheme for Doctors Base Rate + 3.00%

NAINI UDHYOG PRASAR Credit Scheme for SME (Small & Medium Enterprises)
Upto Rs. 0.5 lac Base Rate
Above Rs. 0.5 lac to Rs. 2 lac Base Rate + 0.50%
Above Rs. 2 lac to Rs. 10lac Base Rate + 0.75%
Above Rs. 10 lac to less than Rs. 25lac Base Rate + 1.25%
Above Rs. 25 lac and up to Rs. 100lac Base Rate + 1.75%

EDUCATION For Education Upto Rs. 4 lac – Base Rate + 1.50%
Above Rs. 4 lac – Base Rate + 2.50%

NAINI SHIKSHA PRASAR Scheme for Educational Institutions
on Loan – Base Rate + 4.00%
Overdraft – Base Rate + 5.00%

Scheme for Hoteliers/Restaurants Base Rate + 2.00%

Naini Nirman Scheme for Contractors Base Rate + 4.00%

Naini Utsav Festival Advance Base Rate + 3.50%

Financing Against FutureRentals(CRE) Base Rate + 4.00%

Financing Against FutureRentals(Non- CRE) Base Rate + 4.00%

Financing Against Gold/GoldOrnaments Base Rate + 3.00%

Scheme for Commission agentsagainst Immovable Property Base Rate + 3.00%

Scheme for Financing toFood Grain Commission Agent
Upto Rs.2 lac Base Rate + 4%

Above Rs.2 lac Base Rate + 4.50%

Scheme for FinancingRegistration Money of
Residential/Industrial Plot Residential Plot - BaseRate + 2.25%
Industrial Plot - Base Rate + 5%

Scheme for TransportOperators Base Rate + 2%

NSC / KVP / LICPolicy Base Rate + 3%

Naini Horticulture Scheme for horticulture projects

Upto Rs 0.50 lac Base Rate + 1.50%

Rs. 0.50 lacto Rs. 2.00 lac Base Rate + 2.50%

Above Rs.2.00 lac Base Rate + 3%

PLR (w.e.f. 24 September 2012) 14.75 %

Base Rate (w.e.f. 21 Oct 2015) 9.75 %