Mobil Insurance

Sir I want to buy mobile insurance from the New India Assurance Co Ltd so can you please tell me the details for the same

[Shaleen]

Hey the New India Assurance Co Ltd provide the mobile insurance suitable for cell phone owner/users who can insure their mobile telephone instrument from loss and/or damages under this policy


Coverage

The policy for mobile phones provides cover against

Fire.

Riot, strike, malicious damage and terrorist activities.

Theft.

Accident.

Fortuitous circumstances.


Areas not covered

Exclusions under the mobile phone insurance policy are

Mysterious disappearance.

Theft from unattended vehicles, except from fully enclosed car that is securely locked.

Theft, loss or damage during the hire or loan to a third party.

Mechanical and electronic breakdown or derangement.

Overloading and experimentation involving imposition of any abnormal conditions.

Damage by wear and tear, vermin, atmospheric or climatic condition or gradual
deterioration, inherent defect or from any process of cleaning, repairing or maintenance.
Loss or damage due to war or nuclear perils, loss by water or from any water borne craft.

Intentional or willful act of the insured party.


Compensation

The insurance cover provides compensation equivalent to the cost of replacement of the instrument by a new instrument of the same specification and same capacity, including all taxes and duties.