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#1
3rd November 2015, 03:06 PM
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| Medicare Insurance India
Can you tell me about the top Medical Insurance policies by Indian Health Insurers as I want to check it before investing in any of them as I am very confused about it?
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#2
3rd November 2015, 05:05 PM
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| Re: Medicare Insurance India
Medical Insurance Policies covers medical and surgical expenses which are acquire by the insured. Health insurance either reimburses the insured for costs incurred from illness or injury or pays the care provider directly. Apollo Munich Health Insurance Apollo Munich Easy Health Exclusive (family Plan) Minimum age to cover 3 months for children, maximum is 65 years Features and Benefits: • Assured plan renewal for life. • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Emergency Ambulance • Day care Procedures • Maternity expenses • New born baby cover • Additional cover for critical illness. Star Health & Allied Insurance Company Limited Star Family Health Optima Insurance Plan (Family Floater) (2 adults+2 children) Minimum age to cover 3 months for children, maximum is 65 years Features and Benefits: • Assured plan renewal for life. • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs • Emergency Ambulance • Day care Procedures • Cataract treatment Max Bupa Health Insurance Company Ltd Max Bupa Heartbeat Health Gold Plan Minimum age to cover 3 months for children, maximum is 65 years It covers up to 13 relationships and 50 family members Features and Benefits: • Assured plan renewal for life • Cashless facility • No age restriction to cover senior citizens or new born baby • All day care procedures • Health check-up on renewal • Access to health advice 24/7 • Very limited exclusions • Maternity benefits for up to 2 deliveries • New born baby covered from birth till next policy renewal • Vaccinations for new born baby covered for first year Reliance General Insurance Co. Ltd. Reliance Health Wise Family Floater Minimum age to cover is 3 months for children, maximum age is 55 years Maximum age for policy renewal is 75 years Features and Benefits: • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Emergency Ambulance • Day care Procedures ICICI Lombard GIC Ltd ICICI Lombard Health Advantage Minimum entering age is 5 years and maximum is 65 years Policy can be renewed till the age of 70 years only Features and Benefits: • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Emergency Ambulance • Day care Procedures • Swine Flu/H1N1 covered if not pre-existing Bajaj Allianz Bajaj Allianz Health Guard (Individual policy) Minimum entry age is 3 months and maximum is 65 Maximum policy renewal age is 80 years Features and Benefits: • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Emergency Ambulance • Day care Procedures Oriental Insurance Company Ltd Oriental Happy Family Floater Minimum entry age is 18 years and maximum is 55 years Maximum policy renewal age is 65 years Features and Benefits: • Assured plan renewal for life. • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs • Emergency Ambulance • Day care Procedures • United India Insurance Co Ltd United India Family Medicare Minimum entry age is 18 years and maximum is 80 years Features and Benefits: • Assured plan renewal for life. • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Surgeon, anesthetist, medical practitioner, consultants, specialist fees, blood, oxygen, chemotherapy, Radiotherapy, Artificial limbs, Cost of prosthetic devices implanted during surgical procedure like pacemaker etc., X-Ray • Emergency Ambulance • Day care Procedures • Cataract treatment New India Assurance Co.Ltd New India Mediclaim Minimum entry age is 3 months and maximum is 60 years Features and Benefits: • Pre-existing Diabetes mellitus and Hypertension (2 years after taking the policy) • Assured plan renewal for life. • Cashless facility (in network Hospitals) • Re-reimbursement (non-network hospitals) • Pre and Post hospitalization • Room rent, boarding and nursing expenses • Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs • Emergency Ambulance • Day care Procedures National Insurance Company National Insurance Varishtha Mediclaim Minimum age for entry is 60 years and maximum is 80 years Maximum age for policy renewal is 90 years Features and Benefits: • Coronary artery surgery, organ transplant, cancer, stroke, multiple sclerosis, major organ transplants etc. are exclusively covered Rest other expenses like pre and post hospitalization, cashless facility, reimbursement, Ambulance expenses etc. are covered too. |