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8th March 2016, 02:22 PM
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Join Date: Apr 2013
Re: LIC ADO Previous Year Solved Papers

As you want here I am providing Life Insurance Apprentice Development Officer (LIC ADO) Exam sample paper :

Directions (Q. 1-10) Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you to locate them while answering some of the questions.

Politicians and generals talk of military strategies and maneuvers but something completely different is needed. Stability will come only when economic opportunities exist, when youth can find jobs and support families rather than seeking their livelihood in violence. Peace can only be achieved with a withdrawal of foreign troops, sanctions and peace-keepers and the arrival of jobs, productive farms and factories, healthcare and schools. Repeatedly the fragile peace in impoverished countries has broken down because of the lack of economic follow-up. Despite promises of aid, the actual record of international aid to post war reconstruction is deficient.

Once the war ends agencies involved in post war relief efforts fail to understand how to start or restart economic development in a low income setting. They squander time, surplus aid funds and opportunities because they are not familiar with local conditions and do not under-stand their point of view. There are distinct phases of outside help to end a conflict. In the first phase focus is on providing food, water, shelter and medicine to refugees i.e., humanitarians. In the second, emphasis is on the refugees returning home while in the last phase long term investments and strengthening of courts is the main focus.

However once a conflict is over aid agencies sanctioned by the World Bank send study groups instead of requisite personnel. There is a gap of several years before moving from humanitarian relief to economic development. By the time such help arrives the war has restarted. It is possible to restart economic develop-ment through targeted quick impact initiatives. Most economies in post conflict countries are based on agriculture. Providing free packages of seeds, fertilizers and low cost equipment quickly will ensure that former soldiers will return to their farms and establish their livelihood. But the window of opportunity closes quickly and one has to implement these measures almost immediately.

1. Which of the following is a reason, post conflict reconstruction efforts have failed ?

(A) Aid organizations do not understand issues from the perspective of the poor

(B) Rapid economic development in low income countries

(C) World Bank studies are not valid

(D) International aid organizations become too involved in reconstruction efforts

(E) None of these

2. Where does the problem lie in implementing post war relief measures ?

(A) Aid agencies fail to study the situation

(B) Economic development measures are too rapid

(C) Focus on economic development not humanitarian aid

(D) Lack of funds to implement programmes

(E) Lack of essential and qualified personnel

3. According to the author how can political stability be achieved ?

(A) Increasing the number of foreign troops in areas of conflict

(B) Depending more on foreign aid

(C) Following recommendations given by the World Bank

(D) Providing economic opportunities

(E) None of these

4. Which of the following is not true in the context of the pas-sage ?

(A) Focus in the first phase of a war is on providing humanitarian aid

(B) Sanctions are not a means to ensure peace

(C) Adequate time must be taken to plan and implement quick impact strategies

(D) Providing employment to the younger generation will prevent wars

(E) Focus on delivering justice through courts should be in the last phase of conflict aid

5. How can economic development be restarted in an impoverished country ?

(A) Long term studies should be commissioned

(B) Retaining soldiers in the army to ensure law and order

(C) Restrict number of aid agencies to avoid waste

(D) Focusing on agricultural initiatives

(E) Deploying peace keepers in the country

6. What is the benefit of quick impact aid ?

(A) Soldiers earn income from the army and their farms

(B) Providing alternate livelihood to soldiers before war can restart

(C) Free land is given to soldiers

(D) Price of equipment is low

(E) None of these

Directions (Q. 7 and 8) Choose the word that is most nearly the same in meaning as the word printed in bold as used in the passage.

7. exist

(A) live

(B) fit

(C) create

(D) occur

(E) survive

8. squander

(A) lavish

(B) spend

(C) displace

(D) lose

(E) misuse

Directions (Q. 9 and 10) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

9. fragile

(A) weak

(B) lasting

(C) long

(D) strong

(E) unstable

10. deficient

(A) surplus

(B) valued

(C) short

(D) secure

(E) repaired

Q.11) How is 1
2
% expressed as a decimal fraction?
(1) 0.5 (2) 0.05
(3) 0.005 (4) 0.0005
Q.12) A circle is circumscribed around a square (shown in figure). The area of one of the four shaded
portions is equal to 4
7
. The radius of the circle is:
A B
D C
O
(1) 3 (2) 2
(3) 2 (4) 1
2
Q.13) Find the next number in the series : 235, 346, 457……
(1) 578 (2) 568
(3) 468 (4) 558
Q.14) A sofaset carrying a sale-price ticket of Rs. 5,000 is sold at a discount of 4%, thereby the trader earns
a profit of 20%. The trader’s cost price of the sofaset is:
(1) Rs. 4,200 (2) Rs. 4,000
(3) Rs. 3,600 (4) Rs. 3,800
Q.15) A man was traveling on a motorcycle at the speed of 50 km/h for 2 1
2
hours. Then a car full of
youngster overtake him at a speed of 80 km/h. To overtake them he increased his speed to 70 km/h,
but he could not overtake the car even after 2 1
2
hours. How far did he travel in the total time of 4
hours?
(1) 200 km (2) 230 km
(3) 250 km (4) 300 km
Q.16) How is 3
4
expressed as percentage?
(1) 0.75% (2) 60%
(3) 75% (4) 7.5%Q.17) There are two urns, one containing two white balls and four black balls, the other containing three
white balls and nine black balls. One ball each is drawn out of the two urns. What is the probability of
getting two balls of the same colour?
(1) 7
12 (2) 1
24
(3) 1
12 (4) 1
2
Q.18) The perimeter of a rectangle is 60 metres. If its length is twice its breadth, then its area is:
(1) 200 m2
(2) 180 m2
(3) 160 m2
(4) 220 m2
Q.19) In a class there are two sections A and B. If 10 students of section B shift over to section A, the
strength of A becomes three times the strength of B. But if 10 students shift over from A to B, both A
and B become equal in strength. How many students are there in sections A and B?
(1) 50 and 30 (2) 45 and 15
(3) 90 and 40 (4) 80 and 40
Q.20) Which of the following is the smallest?
(1) 15
16 (2) 16
6
(3) 7
8
(4) 11
12
Q.21) A man spends a fixed amount per month on petrol. The trend with every hike in price of petrol is as
follows:
Rs./litre : 1.5 2 3 4.5 6
Litres : 60 45 30 20 ?
What will be consumption when there price is Rs. 6 a litre?
(1) 12 (2) 15
(3) 18 (4) 13.5
Q.22) The one rupee coin is placed on plain paper. How many coins of the same size can be placed round it
so that each one touches the centre and adjacent coins?
(1) 4 (2) 3
(3) 7 (4) 6
Q.23) The smallest number of 5 digits beginning with 3 and ending with 5 will be:
(1) 31005 (2) 30015
(3) 30005 (4) 30025
Q.24) The first day of the year 1998 was Wednesday. If the birthday of Sucheta falls in 1998 was her
birthday?
(1) Wednesday (2) Thursday
(3) Monday (4) Tuesday
(5) None of these
Q.25) Sukhbir is taller than Randhir but not as tall as Ajit. If Manoj is taller than Nitin, who is shorter than
Ajit, then who among them is the shortest?
(1) Nitin (2) Sukhbir
(3) Manoj (4) Data inadequate
(5) None of these
AN


ANSWERS
1. (1)
2. (2)
3. (4)
4. (1)
5. (3)
6. (1)
7. (1)
8. (2)
9. (4)
10. (4)
11. (3)
12. (3)
13. (2)
14. (2)
15. (2)
16. (3)
17. (1)
18. (1)
19. (1)
20. (3)
21. (2)
22. (4)
23. (3)
24. (1)
25. (4)


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