#1
26th June 2015, 11:50 AM
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Lakshmi Vilas Bank Gold Loan Interest
Hello I want to take gold loan form Lakshmi Vilas Bank. I have no idea about its gold loan interest rates. So can you please provide me detailed information of the Lakshmi Vilas Bank Gold Loan Interest rates? Also tell me about its interest rate policy?
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#2
18th July 2018, 04:14 PM
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Re: Lakshmi Vilas Bank Gold Loan Interest
Hello sir, how many percentages for Lakshmi Vilas Bank Gold Loan Interest? Please give me Lakshmi Vilas Bank Gold Loan Interest rate?
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#3
18th July 2018, 04:16 PM
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Re: Lakshmi Vilas Bank Gold Loan Interest
The Lakshmi Vilas Bank Limited is an Indian bank is founded in 1926. It got the license from Reserve Bank of India in 1958 and started its operation as a commercial bank under RBI license. The Bank's focus is on customer delight, by maintaining high standards of customer service and amidst all these new challenges, the bank is progressing admirably. The loan that is given against gold is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments. Advantages of taking Gold loan:- Easy and Hassel-free Process Approval in 30 minutes Simple Documentation Dedicated Assistance No salary certificate or credit card history is required Lowest Interest Rate Lakshmi Vilas Bank loans: Lakshmi Vilas Bank Home Loan @ 9.80% Lakshmi Vilas Bank LAP @ 11.45% Personal Loan @ 10.75% Business Loan @ 13.50% Gold Loan @ 10.49% Lakshmi Vilas Bank FD @ 7.50% Lakshmi Vilas Bank RD @ 7.50% Interest rates; Jewel Deposit Loan (JDL) Scheme & Lakshmi Gold Power (LGP ) Scheme JDL (Agri.) Maximum of 25 no. of loans per borrower) & LGP (Agri.)- (Maximum Rs. 20 lacs per borrower) JDL (Agri.): Up to 6 months: 6 months MCLR+0.10% (PER: 9.50% p.a.) 6 months to 9 months: One year MCLR+0.10 %PER: 9.80% p.a.) 9 months to 12 months: One year MCLR+0.10% (PER: 9.80% p.a.) LGP (Agri.): One year MCLR+0.10% (PER: 9.80% p.a.) JDL (Non-Agri.) (Maximum 50 loans & per borrower Rs. 30 lacs) & LGP (Non-Agri.) One year MCLR+0.35% (PER: 10.05% p.a.) |
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