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10th September 2015, 10:26 AM
Super Moderator
 
Join Date: May 2012
Re: Kalyan Janata Sahakari Bank Personal Loan

As you like I am here providing you information about the interest rate on Personal Loan amount at Kalyan Janata Sahakari bank.

Interest rate in percent (%):
Personal Loan 16

Special Personal Loan Scheme 12

Interest Rates for some other Loans:

Loan Rate of interest %

Term Loan/Demand Loan/Cash Credit/ Working Capital
Priority Sector
SSI and Transport Operator 14.5

Other Priority sectors
Up to Rs. 10 lakh 14.50
Above Rs. 10 lakh 14.50

Medical Practitioners & other Professionals
(maximum advance up to Rs.15 lakh)
13.50 to 14.50

Purchase of gala by Traders 14.50
Loan to Medical Shops for renovation & air conditioner 13.50 to 14.50

Others
Up to Rs. 10 lakh 14.50
Above Rs. 10 lakh 14.50
Working Capital to Traders up to Rs. 50 lakh
13.50 to 14.50

Vehicle Loans
Two Wheeler Loans 14.50
Car Loans for personal use 11.50

Loans for Trucks , Trailers to fleet owners 13.50

Education Loan
Up to Rs. 2 lakh 12.00
Above Rs. 2 lakh and up to Rs 20 lakh
10 (during study period) thereafter 12 floating

Tourist Loan
Up to Rs. 2 lakh 14.50
Above Rs.2 lakh and up to Rs. 5 lakh 14.50

Rent Discounting 12.50 to 15.50
Advance for Agricultural activity 14.50
Advance to Educational Institutions 13.50 to 15.50
Mortgage (Property) Loan 14.00 to 16.00
Temporary Overdraft 19.00

Housing Loans

For purchase of New flat:-
Up to Rs.25.00 lakh- 11 % p.a.
Over Rs.25.00 lakh- 12 % p.a.

For purchase of Resale flat:-
Up to Rs.25.00 lakh- 11.50 % p.a.
Over Rs.25.00 lakh- 12.50 % p.a.


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