IRDA Auto Insurance

Hello sir, will you please give me a handbook for Auto Insurance of IRDA? How may I get detail for IRDA Auto Insurance?

[sumit]

IRDA is provides a handbook for to become a smart buyer. IRDA Auto insurance covers Liability for injuries and damages to others that you are responsible for.

It is prudent to cover loss or damages to the vehicle itself by way of Comprehensive/Package policy, which covers both “Liability” as well as “Own damage” to the insured vehicle.

Liability Only cover is also known as Act Only cover.

Documents are needed:

Certificate of Insurance
Xerox copy of Registration Certificate
Pollution Under Control Certificate
Photocopy of Driving Licence of person who is driving the vehicle


Handbook for Auto Insurance of IRDA









Here I’m attaching PDF of handbook for Auto Insurance of IRDA:

Motor Insurance covers:

The damages to the vehicle due to the following perils are usually covered under OD section of the Motor Insurance policy:

Fire, Explosion, Self- Ignition, Lightning
Burglary/Housebreaking / Theft
Riot & Strike
Earthquake
Flood, Storm, Cyclone, Hurricane, tempest, inundation, hailstorm, frost
Accidental external means
Malicious Act
Terrorism acts
While in Transit by Rail/ Road, Inland waterways, Lift, Elevator or Air
Land slide / Rock slide