#1
4th February 2013, 01:40 PM
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IDBI India home loan
I am going to take IDBI India home loan so I want to check my EMI amount. Please give me the EMI calculator and tell me how I can calculate the EMI money.
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#2
7th February 2013, 01:23 PM
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Re: IDBI India home loan
The IDBI bank offers home loan facility. As you want to check the EMI amount of the home loan so follow the steps and get the EMI calculator: First of all go to its official website, click on home loan option under the Calculator option. When you click the option a page will display where you will have to enter following information: Cost of property Loan Required (2 Lacs - 100 Crs) Repayment Period (Min 2 Yr. & Max 25 Yr.) Interest Rates Net Take Home Salary (Min. 10 Thousand) Eligible Loan Amount EMI (Floating) At last click on submit option. Here is the image of the EMI calculator. |
#3
15th February 2016, 12:14 PM
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Re: IDBI India home loan
Hii Guys , My Father want to Apply for Home Loan in IDBI Bank in India , For it Can you please Give me Eligibility , Interest Rates and Required Documents list ?
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#4
15th February 2016, 12:14 PM
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Re: IDBI India home loan
IDBI Home Loans have maximum repayment tenure of up to 25 years. Actual tenure of loan is subjected to bank’s discretion. Eligibility Based on your Age, Qualification, Income, Number of Dependents, Spouse income, stability and continuity of your occupation, assets, liability base and your savings history and based on the value of the property proposed to be purchased. Maximum Loan Tenure: 30 Years for Salaried 20 years for Professional Self Employed 20 Years for Self Employed Non-Professional Maximum Loan Amount any one Can Get from IDBI Bank: Upto 90% of Market value upto 20 Lac home loan Upto 80% - Loan amount 20 lac to 75 Lakh Upto 70% - Loan amount Above 75 Lakh Documentation Needed to Apply : Signed application form with photograph Processing fee Cheque ID and residence proof Latest bank statements Documentation for salaried applicants: Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Documentation for self-employed applicants: Latest income tax returns Latest comupation of income Home Loan Interest Rates Facility /Interest Type For all loan amounts Home Loan (Floating) 9.75% (BR+0.00%) Home Loan Interest Saver (Floating) 9.90% (BR+0.15%) Home Loan (Fixed ) for 3 to 10 years Below Rs. 30 lac Rs.30 lac & above 10.25% (BR+0.50%) 10.50% (BR+0.75%) Home Loans : Balance transfer + Top-up Internal Top up : (Floating) As per extant Home Loan rates of interest based on the combined exposure 9.75%(BR +0%) Balance Transfer As per extant Home Loan rates of interest 9.75%(BR +0%) Top up along with Balance transfer As per extant Home Loan rates of interest based on the combined exposure 9.75%(BR +0%) IDBI Home Loan Features : Attractive Interest Rates from 9.75% Nil Processing fee, Nil legal, technical fees Repayment tenure up to 30 years Nil prepayment or foreclosure charges on floating rate loans Interest calculated on the basis of daily reducing balance Top up loans upto 100% of home loan amount at home loan rate Flexi Interest Saver facility |
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