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23rd February 2016, 10:21 AM
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Join Date: Apr 2013
Re: ICICI Home Loan Interest Rate

As you want I am here telling you about the rate of interest for Home Loan amount at ICICI bank

Home Loan Interest Rate (as on 27 January 2016):

For Women Borrower:
Floating Interest Rate
Category Effective Rate of Interest Rate
Up to 5 crore 9.50% I-Base + 0.15%
Above 5 crore 9.75% I-Base + 0.40%

Fixed Interest Rate for 5 Years, 10 Years
Category Effective Rate of Interest Rate
Up to 30 lacs 9.50% I-Base + 0.15%
Above 30 lacs to 5 crore 9.60% I-Base + 0.25%
Above 5 crore 9.85% I-Base+0.50%

Full Tenor Fixed Interest Rate
Category Effective Rate of Interest
Up to 30 lacs 9.70%
Above 30 lacs to 5 crore 9.80%
Above 5 crore 10.05%

For Weaker Section Borrower
Floating Interest Rate
Category Effective Rate of Interest Rate
Up to 25 lacs 9.50% I-Base + 0.15%

Salaried Borrower
Floating Interest Rate
Category Effective Rate of Interest Rate
Up to 5 crore 9.55% I-Base + 0.20%
Above 5 crore 9.80% I-Base + 0.45%

Fixed Interest Rate for 1 Year, 2 Years, 3 Years
Category Fixed rate for 12/24/36 months Floating rate pricing from 13th/25th/37th month
Up to 5 crore 9.55% I-Base + 0.20%
Above 5 crore 9.80% I-Base + 0.45%

Fixed Interest Rate for 5 Years, 10 Years
Category Fixed rate for 60/120 months Floating rate pricing from 61st/121st
month
Up to 30 lacs 9.55% I-Base + 0.20%
Above 30 lacs 9.65% to 9.90% I-Base + (0.30% to 0.55%)

Full Tenor Fixed Interest Rate
Category Effective Rate of Interest
Up to 30 lacs 9.75%
Above 30 lacs 9.85% to 10.10%


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