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11th October 2017, 11:02 AM
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Join Date: Aug 2012
Re: IBPS Specialist Officer Old Question Paper

As you Asking for the Question Paper of the IBPS Specialist Officer Recruitment Exam of the General Awareness the Question Paper is given below

General Awareness
Mullaperiyar Dam which was recently in news, is located in which of the following States?
(a) Maharashtra
(b) Karnataka
(c) Andhra Pradesh
(d) Kerala
(e) Tamil Nadu


. The total number of Kisan Credit Card holder farmers in our country is
(a) 8 Crores
(b) 10 Crores
(c) 5 Crores
(d) 7.5 Crores
(e) 6 Crores

NRE deposit is
(a) Non Resident External deposit
(b) Non Resident Extra deposit
(c) Non Resident Exchange deposit
(d) Non Refundable External deposit
(e) Non Resident Extended deposit

What is offshore banking?
(a) It is a bank located in the sea (i.e. island)
(b) It is a bank located in SEZ (c) It is a bank located in a neighbouring country
(d) It is a bank located outside the country of residence of the depositor
(e) Offshore banking is basically dealing in foreign exchange

. Maoists in which of the following countries recently decided to accept Govts of Golden Handshake and enter into civilian life or mainstream of the society?
(a) Myanmar
(b) India
(c) China
(d) Nepal
(e) Bhutan


. Which of the following is correct?
(a) Illiterates cannot open any account in a bank
(b) Illiterate women cannot open any account in a bank
(c) Illiterates can open savings bank accounts in a bank
(d) Advance can be granted to a minor
(e) Advance can be granted to a minor if he is of sound mind


As per newspaper reports western countries are going to impose sanctions on which of the following OPEC countries as it is said that is trying to make a nuclear bomb?
(a) Kuwait
(b) Iraq
(c) Iran
(d) Saudi Arabia
(e) Angola


The Reliance Industries Ltd (RIL) has decided to return some KG field to the Government of India was the news in some major newspapers. What is the major production in KG fields owned by RIL?
(a) Crude oil
(b) Gas
(c) Coal
(d) Iron ore
(e) Gold are and Diamonds

Non convertible debentures are
(a) Debt instruments which acquire equity status at the issuers option.
(b) Debt instruments which acquire equity status at the investors option.
(c) Debt instruments which acquire equity status with the permission of Registrar of Companies.
(d) Debt instruments which acquire equity status on maturity.
(e) Debt instruments which retain their debt character and cannot acquire equity status.

. Indias Dipika Pallikal and Sarah Cardwell of Australia recently played an international match in Chennai. Both of them are
(a) Badminton players
(b) Gold players
(c) Chess players
(d) Squash players
(e) Table tennis players


IRDA norms will boost online distribution was the news in some major newspaper. This means online distribution of which of the following will boost up?
(a) Bank products
(b) Insurance policies/products
(c) Licenses to open new banks/ branches of existing banks
(d) Licenses to operate 2G/3G spectrums
(e) Permits for export of iron ore


. Lajja is a book written by
(a) Salman Rushdie
(b) Taslima Nasreen
(c) Suil Ganguli
(d) Rabindranath Tagore
(e) Bimal Mitra


The prevent frauds in multiple mortgage cases, under SARFAESL Act, 2002 one special thing has been created and made operative from 01.04.2011.Which one is that from the following?
(a) Special Registrar Office at Lucknow
(b) Special Central Arbitration Bureau at Lucknow
(c) Central SARFAESI Tribunals at 6 Centres
(d) Central Electronic Registry
(e) State Electronic Registries

. SBI has merged which of the following two associate banks with itself?
(a) State Bank of Hyderabad & State Bank of Patiala
(b) State Bank of Hyderabad & State Bank of Travancore
(c) State Bank ofMysore&State Bank of Travancore
(d) State Bank of Indore & State Bank of Hyderabad
(e) State Bank of Indore & State Bank of Saurashtra

Assembly Elections took place in which one of the following States recently? (in January 2012)
(a) Madhya Pradesh
(b) Maharashtra
(c) Kerala
(d) Punjab
(e) Tamil Nadu

Which one of the following is not a salient feature of Debit Card?
(a) No bad debts to banks and no suits for recovery
(b) Non interest earning for banks
(c) Works like a normal withdrawal
(d) Can be used at ATM and POS
(e) 45 days credit is given to the card holder


All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference?
(a) India should agree to double its energy efficiency under a global understanding
(b) India should suspend its nuclear pact with USA for at least should reduce it to 50% level of agreed capacity
(c) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
(d) India has a vast resource of coal. It must its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
(e) None of these

Who among the following is the recipient of the Padma Vibhushan given in 2012?
(a) Late (Dr.) Bhupen Hazarika
(b) Sri Vanraj Bhatia
(c) Sri Javed Akhtar
(d) Sri Amitabh Bachhan
(e) Smt. Ambika Soni

Under the liberalized scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of
(a) 0.50%
(b) 1.00%
(c) 2.00%
(d) 2.00% + 1.00% for prompt repayment
(e) None of these

When a Bank provides a loan for purchase of white goods, it is categorized as
(a) Consumption loan
(b) White Goods loan
(c) Consumer Durable loan
(d) Working Capital
(e) Bridge Loan

. India has decided to acquire Rafale Fighter planes for its air force wing. Which country is going to supply Rafale fighter planes?
(a) Italy
(b) Britain
(c) Canada
(d) France
(e) Germany

Which of the following statements about contribution (approximately) of agriculture sector in GDP is correct?
(a) Agriculture contributes 50% of total GDP
(b) Agriculture does not contribute significantly to Indias GDP as the share is less than 1%
(c) Indias GDP does not take agriculture sector into account
(d) Agriculture Sector is the part of Service Sector. Hence it is not considered as an independent sector
(e) Agriculture Sector contributes 20% in Indias GDP

Banks are considered as financial intermediaries. Which of the following activity correctly and comprehensively explains this role of banks?
(a) Accepting deposits of money for the purpose of lending and investment
(b) Granting loans to the weaker section of the society
(c) Accepting money for remittance and issuing bank drafts
(d) Providing safe deposit services
(e) Opening accounts and accepting deposit therein

The rate below which banks cannot generally lend is called as
(a) Base rate
(b) Floor rate
(c) Repo rate
(d) Call money rate
(e) Ceiling rate

As per the data released by the Union Health Ministry (of India) the infant mortality rate is lowest in
(a) Tamil Nadu
(b) Maharashtra
(c) Goa
(d) Uttar Pradesh
(e) Madhya Pradesh

Dada Saheb Phalke Awards are given by theMinistry of
(a) Social Welfare
(b) Corporate Affairs
(c) Home Affairs
(d) Human Resources Development
(e) Information & Broadcasting

. Which of the following is not a type of Cheque?
(a) Crossed cheque
(b) Blank cheque
(c) Speed cheque
(d) Bearer cheque
(e) Order cheque

Mr. John Key is the present
(a) Prime Minster of Canada
(b) Prime Minister of Australia
(c) Prime Minister of New Zealand
(d) President of Australia
(e) President of Canada

In relation to banking, what do you understanding by Ever Greening of loan Account?
(a) Full repayment of a loan account before maturity Pre-payment
(b) Full repayment of a loan account exactly a t maturity
(c) Fresh Loan sanctioned during the tenure of account for enhancement of limits
(d) Adjusting the NPA/Sticky account with fresh sanction of loans
(e) Loans provided for new projects to new customers

Which of the following is the name of an autonomous organization for rural technology?
(a) CAPART
(b) MGNREGA
(c) PURA
(d) IRDP
(e) NGAPS

. With a view to facilitate payment of balance in deposit account to the person named by the deposition without any hassles in the event of death of the account holder, the following facility was introduced in bank accounts in our country?
(a) Will
(b) Registration
(c) Nomination
(d) Indemnity
(e) Guarantee

Which of the following countries is NOT a member of ASEAN?
(a) Thailand
(b) Myanmar
(c) Singapore
(d) Vietnam
(e) Brazil

Which of the following is not a Negotiable Instrument?
(a) Cheque
(b) Fixed Deposit Receipt
(c) Promissory Note
(d) Bill of Exchange
(e) All (a) to (d) above are negotiable instruments

Which of the following Stock Exchanges in India recently launched Carbon Index so that investors can assess risk and opportunities associated with climate change?
(a) Delhi Stock Exchange
(b) National Stock Exchange
(c) Bombay Stock Exchange
(d) Kolkata Stock Exchange
(e) Ahmadabad Stock Exchange


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