#1
25th February 2016, 12:07 PM
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HSBC India Personal Loan
Hello Buddy , I want to Apply for Get Personal Loan From HSBC India Bank , For it Here Would you plzz Provide me Eligibility , Interest Rates and Required Documents Details ?
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#2
25th February 2016, 12:17 PM
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Re: HSBC India Personal Loan
Personal Loans from HSBC can be availed for any miscellaneous expense that you may face in your everyday life. Avail of a Personal Loan from HSBC for Home renovation or other home related expenses Marriage expenses Travel expenses Transferring an existing loan from another bank Purchasing consumer durables or equipment Any other personal needs and contingencies Eligibility Criteria Applicant must be existing HSBC customer Applicant should be a resident Indian The minimum age of the Applicant should be 21 years The maximum age of the Applicant at loan maturity should be 58 years years for salaried and 65 years for the self employed The minimum net annual income should be Rs.400,000 p.a. and above for Corporate Employee Programme and Rs.500,000 and above for other customers HSBC Personal Loan Interest Rates Interest Rate (Monthly reducing balance) 12.25% p.a. to 17.50% p.a Processing Fees Upto 1% of the disbursed loan amount Loan Tenure 1 year to 5 years Guarantor Requirement No guarantor required Required Document Needed to apply for an HSBC Personal Loan Signed application form with photograph Copy of passport/voter ID card/driving license Processing fee cheque Last 3 months bank statement/6 months bank passbook Documentation for salaried applicants: Latest salary slip Current dated salary certificate with the latest Form 16 Documentation for self-employed applicants: Latest Bank statement Latest ITR or Form 16 |