Home Loan HDFC

I want to take Home Loan for new House from HDFC Bank and for that I want to get the details so can you provide me that as it is very urgent for me?

[Kiran Chandar]

As you want to get the details of Home Loan for new House of HDFC Bank so here is the information of the same for you:

Maximum Loan Amount
Loan Amount Maximum Funding*
Up to and including Rs.30 lacs 90% of the property cost
Rs.30.01 lacs to Rs.75 lacs 80% of the property cost
Above Rs.75 lacs 75% of the property cost

Types Of Home Loans
Adjustable Rate Home Loan
TruFixed Plus Home Loan – 2 Year Fixed Rate Variant
TruFixed Plus Home Loan – 3 Year Fixed Rate Variant

INTEREST RATES:
Adjustable Rate Loan - Festive Offer
RPLR: 16.30%
Loan Slab Interest Rates (% p.a.) RPLR Minus Spread
For Women* (Any Loan Amount) 9.50 to 10.00 RPLR - (6.80 to 6.30)
Any Loan Amount 9.55 to 10.05 RPLR - (6.75 to 6.25)

TruFixed Plus Loan – 2 & 3 Year Fixed Rate Variant - Festive Offer
RPLR: 16.30%
Loan Slab Interest Rates During The 2 & 3 Year Fixed Rate Term (% p.a.) Post The Fixed Rate Term The Applicable Interest Rates Shall Be The Prevailing Rate Of Interest Under Adjustable Rate
For Women* (Any Loan Amount) 9.50 to 10.00 RPLR - (6.80 to 6.30)
Any Loan Amount 9.55 to 10.05 RPLR – (6.75 to 6.25)

TruFixed Plus Loan – 10 Year Fixed Rate Variant - Festive Offer
RPLR: 16.30%
Loan Slab Interest Rates During The 10 Year Fixed Rate Term(% p.a.) Post The Fixed Rate Term The Applicable Interest Rates Shall Be The Prevailing Rate Of Interest Under Adjustable Rate
For Women* (Any Loan Amount) 9.70 to 10.20 RPLR - (6.60 to 6.10)
Any Loan Amount 9.75 to 10.25 RPLR – (6.55 to 6.05)

DOCUMENTS:
Proof of both identity and residence (any 1):
Valid Passport
Voter ID Card
Aadhaar Card
Valid Driving Licence

Proof of income:
PAN Card
Last 3 months' Salary Slips
Last 6 months' Bank Statements, showing salary credits
Latest Form-16 and IT returns

Other documents:
Employment Contract / Appointment Letter in case current employment is less than 1 year old
Last 6 months' Bank Statements showing repayment of any ongoing loans
Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
Cheque for processing fee favouring ‘HDFC Ltd.’

Property related documents:
Copy of the Allotment Letter / Buyer Agreement
Receipt/(s) of payment/(s) made to the developer

FEES AND CHARGES:
Processing Fees
Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.

Cheque Dishonour Charges
Rs.200

List Of Documents
Up to Rs.500

Photo Copy Of Documents
Up to Rs.500

PDC Swap
Up to Rs.200

Disbursement Cheque Cancellation Charge Post Disbursement
Up to Rs.200

Re-Appraisal Of Loan After 6 Months From Sanction
Up to Rs.2,000 plus applicable taxes

Increase / Decrease In Loan Term
Up to Rs.500 plus applicable taxes

Contact Details:
HDFC Bank
Block D, South Extension II
New Delhi,
Delhi 110049
India

Map Location:
[MAP]HDFC Bank New Delhi, Delhi[/MAP]