Health Insurance with Maternity Coverage

Sir I want to take the health insurance with maternity coverage from the Religare health insurance so can you tell me the features of this plan

[Pathak]

Hey buddy below I am givng you the salient feature of the health insurance with maternity coverage from the Religare health insurance you can have a look


Salient features which you get with Joy health policy are -

Longer Policy Term (3 year policy)
Get Tax Benefit joy tomorrow
Free Look Period
Hospitalization & Day care treatment
Maternity cover
Newborn baby cover
Pre and post hospitalization cover
No claim bonanza (optional cover)
Single private room with AC
Cashless treatment at 4758+ hospitals
A perfect blend of hospitalization and maternity insurance
'Waiting period' of 24 months for maternity related claims.
New born baby cover
100% increase of sum insured with no claim bonanza



Coverage not included

Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy
Any diseases contracted during first 30 days of the policy start date except those arising out of accidents
Non-allopathic treatment.
Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
Cost of spectacles/contact lenses, dental treatment
Medical expenses incurred for treatment of AIDS
Congenital disease
Tests and treatment relating to infertility and in-vitro fertilisation.


Claim Processing
Claim Intimation
In case of emergency, please intimate within 24 hours of hospitalisation.
If planned hospitalisation, intimate us 48 hours prior to your admission.
1800-200-4488 1800-200-6677 customerfirst@religarehealthinsurance.com

Cashless
Request for Pre-Authorisation
Re-imbursement

Claim Form Submission
Complete the pre-authorisation form available at the hospital's insurance/TPA Desk and send through email/fax.


Contact details

1860-500-4488 / 1800-200-4488 (Toll Free)