Health Insurance that covers pregnancy

Hello sir I want to know that is there any Health Insurance available that covers pregnancy. If yes then please provide me complete information about this insurance.

[Pathak]

Maternity Insurance is usually offered as a rider with your main health insurance policy. Maternity insurance covers expenditure related to both caesarean and normal delivery.

About Maternity Insurance Policy

Maternity Insurance Plans Cover Delivery Charges: Cover pregnancy expenses with maternity insurance policy.

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Benefits of Maternity Insurance

Health insurance with maternity benefit is a right way to lower the burden on your pocket.

If you are a working professional, you should check whether your employer offers maternity in the group policy or not.

In a majority of corporate group policies, maternity is an add-on benefit with a sub-limit not exceeding Rs 50,000.

1. Pre & post hospitalization:

Pre hospitalization expenses up to 30 days prior to the date of admission are covered by insurance company.

Even if you get discharge from the hospital, insurance company will cover post hospitalization expenses up to a maximum limit of Rs 5000 or more.

2. Hospitalization expenses:

It covers room charges, boarding and nursing expenses along with surgeon, anesthetist consultation charges, medical practitioner and consultant fees.

There are some insurance plans which cover emergency ambulance charges also.

3. Delivery including pre and post natal cover:

It covers end-to-end expenses for delivery of child, including both normal & caesarean.

These plans also cover post delivery complications for mother.

4. New born baby cover:

Coverage is extended to infants if they are diagnosed with a congenital disorder or critical illness.