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6th January 2016, 04:17 PM
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Join Date: May 2012
Re: HDFC savings account interest rate

The Savings bank account is always available to the customers with facilities such as Mobile Banking, Phone Banking and Net Banking.

HDFC Savings Account Interest Rates

Interest on a Savings Account is paid at 4.00% p.a. on a daily end of day balance.

Interest earned on your Savings Account balance shall be credited to your account on a half yearly basis in the months of September and March.

Types of HDFC Savings Accounts


A savings account is a zero balance account opened as an operative account for fixed deposits/investments.

HDFC Bank offers the following Savings Account Schemes:

1. SavingsMax Account:
Higher interest can be earned on funds that are lying idle, through the automatic sweep out facility.

2. Regular Savings Account:
This account is created for all your day to day banking requirements.

3. Women’s Savings Account:
This account offers women a complete banking solution and caters to her financial, lifestyle and investment needs.

4. Kid’s Advantage Account:
This account scheme aims to develop money management skills in kids and is a great method to accumulate savings for your child.

5. Senior Citizens Account:
This savings scheme is solely for the convenience of senior citizens and comes with the benefits in relation to health, investment, and other day to day banking solutions.

6. Family Savings Group Account:
This savings account scheme is a complete banking solution for your entire family, with benefits from a single account.

7. Basic Savings Bank Deposit Account:
This is a zero balance savings account with free ATM/debit card, that meets all your banking requirements.

8. Institutional Savings Account:
This Zero balance savings account are made available for Trusts, Societies, Associations, Clubs, NGOs and so on.

9.BSBDA Small Account:

Documentation Required


Open a Savings Account by submitting:

Identity proof

Address proof

Latest passport size photographs

Self-attested copies and originals for verification


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