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8th January 2016, 02:37 PM
Super Moderator
 
Join Date: May 2012
Re: Flexi RD Scheme PNB

One can open Swechha Jama Yojna/Flexi RD Scheme account offered by PNB (Punjab National Bank), singly or jointly, by a minor of the age of 10 years and above in his name or through his guardian.

Brief features of the product:
• Individual (singly or jointly) with others.
• Minor who have attained the age of 10 years and above in one’s own name on giving proof of age.
• Minors below the age of 10 years under guardianship of Natural/legal guardian.
• In this names of entities other than Individuals such as firms, clubs, associations, trusts, educational institutions, Municipal Corporations, Panchayat, Govt. and quasi-Govt. bodies, Co-operative societies, religious or charitable institutions, HUFs and Corporate etc.
• Minimum of Rs. 100/- or above in its multiples. However, monthly deposit is not exceeding ten times of such core.

Documents required:
• The Bank requires a satisfactory introduction of the person/s opening the account by a person acceptable to the Bank.

• The Bank is required to obtain 2 recent photographs of the person/s opening the account, as per RBI directives.

• The Bank is required to obtain Permanent Account Number (PAN) or General Index Register (GIR) Number or alternatively obtain declaration in Form No.60 or 61 as per the Income Tax Act (vide Section 139A) from the person/s opening the account.

Suggested time norms for activity:
Guidelines for time norms are issued by I & A D, HO

Dos & Dont’s:
Available under Terms& conditions/Documents required.

Customer’s obligation:
Completion of KYC norms and submission of complete information as required.

Grievance Resolution/Compensation: Grievance Resolution/Compensation policy available on website

Any other important matter relating to the product:


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